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Nada Or M&s?

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Kathy in FL

Jan 17, 2002
Professional Status
Certified General Appraiser
I can't make up my mind whether to re-sub to M&S for manufactured housing (you know, that new pesky 1004C) or to try NADA.

M&S is more expensive, but can be used for SFR, too.
NADA is cheaper, but seems like I remember that you have to have the make and model name of the home. (Lots of times the data plates are gone, and all you have is the manufacturer and a HUD tag.)

What are you going to use? Why? (Cheapest? Easiest?)

I'd appreciate any input.

Kathy in FL

Tim Hicks (Texas)

Elite Member
Jan 15, 2002
Professional Status
Certified Residential Appraiser
The Marshall & Swift works fine with the 1004C. Pay special attention to the "quality" of the home. You will notice that "very good" and "excellent" resemble (but not always) modular homes with attached garages, whereas most HUD code manufactured fall into the "average" and "good" quality (but not always!). The Marshall & Swift has been accurate on all three 1004C's I have done so far. If you do FHA new construction then you should have up to date Marshall & Swift Handbooks on hand, so you really don't need to buy both.

The best part of the 1004C is that it makes you post land sales to support your land value.
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