One woman's opinion.....and I agree

[Essexfenwick]

There are already houses available for zero dollars in Baltimore type areas. The leftist drift has led to effeminate men and crashing fertility. Housing and College prices will drop. Mother nature wins in the end.

 

[Bob Ipock]

I do know that our debt is at an all-time high, diesel fuel is at an all-time high, Canadian lumber has been hit with high tariffs, cattle ranches are in big trouble, water is becoming a big problem with data centers, wages are not keeping up with inflation, the average age of the first-time home buyer is now in the 40's, we have too much old infrastructure needing replacement, Momm and Pop businesses are going under at an alarming rate.....but again what do I know. Check on D. R. Horton's stock price for the year.

 

[Bob Ipock]

None of the present oil market conditions are permanent or structural. Yes oil is up but that is not permanent. My bet is oil will be back in the low 70’s next year. And that is what Golman Sachs predicts and they are often pessimistic. I would be more concerned about 40 trillion in debt. That affects rates more than anything. Remember the 70s and high rates? That was a result of loose monetary and fiscal policy. The fact is more people now have higher mortgage rates than low rates. At some point people sell and move. People die. They sell. People get paid led and sell. People can’t hold on to their house forever. When I built homes and warned people about floor plans the would say, “But we are going to live until we die.” Never happened.

You might want to learn the proper spelling of

Goldman Sachs. ​

 

[Joe Flacco]

Supply of detached homes in the Mid-Atlantic region is like this. It is still way below 2019.

 

[Joe Flacco]

Supply of townhouse + condos is back to the same levels as 2019

 

[Bob Ipock]

View attachment 111728

Supply of townhouse + condos is back to the same levels as 2019

Joe, run that for new construction.

 

[OSU Beavers]

The 30 year Conventional loan rate is now above 7%.

 

[TerryRohrer]

cattle ranches are in big trouble

Are you sure this isn't a coordinated effort to gain access to the US Treasury?

 

[Elliott]

Asked Perplexity AI what to do about high diesel prices and high interest rates:

Diesel prices would likely ease if refineries return to service, Russian/Middle Eastern supplies become available, shipping through key routes normalizes, and inventories rebuild. Refined products may lag crude oil because restarting and rebalancing refinery supply takes time.

Interest rates would likely decline more durably if inflation convincingly returns toward 2%, the energy shock fades without broad price spillovers, economic demand slows, and bond investors become more comfortable with the outlook for federal borrowing and inflation. Conversely, a prolonged high-diesel/high-energy period makes a Fed rate cut less likely and could keep borrowing costs elevated.

And I asked if oil returned to $70 a barrel and data centers weren't in such demand:

"If oil/diesel returned to roughly $70 per barrel and the AI/data-center buildout stopped exerting unusual demand on long-term capital, a reasonable illustrative estimate is that a typical 30-year fixed mortgage rate could fall by roughly 0.75 to 1.50 percentage points from current levels—perhaps from about 6.8%–7.1% today to roughly 5.4%–6.1%."

 

[OSU Beavers]