James, ..... I ought to just copy all of the text of your post....and then put my name on the heading ! Despite all we have read, and said, here in the Forum about our collective experiences with the coercion, the arm-twisting, the deception and the fraud, and the other examples of appraisal garbage we are shown as being "good" representations of a portrayal of solid value in our market area....not much has changed. The Fed does not really care, most States do not really care, most clients would never turn-in a bad, misleading and sloppy report.....they just order a review and expect other appraisers to do any "police" work. Like another Poster said today...."They just need our signature" and all becomes good again. All the while, we see the rapid erosion of any respectable fee structure and we (I) get numerous calls from individuals inquiring ...."are you hiring ?", as they are about to take appraisal classes or just got their license. I always ask them what has motivated them to choose this profession and WHO suggested appraising to them. I've probably had about 3 dozen callers in the last year and 80% of them have a friend selling real estate who suggests it. Still trying to figure that out....get a check at closing for $3,500...$5,000....$7,300....$11,200.....and instead many will succumb and agree to $175 for a 1004 and call that makin' good money. Sorry, remaining positive 7 days a week is a definite challenge.