- Dec 22, 2006
- Professional Status
- Certified Residential Appraiser
I have a (perhaps a few) question. It may seem like the answer is simple but, I'm finding that it's maybe not. Is the only way a lender finds out a home has a safety issue is through the appraisal? If so, what happens when a home inspection notes many safety issues that are not even mentioned in an appraisal such as, missing handrail on an interior stairwell with 9 stairs (walls on both sides but, no handrail)? Is it okay to send the lender a copy of the home inspection? I believe there is a disconnect between truth and lending here!