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Sample Appraisals

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Jeff Horton

Thread Starter
Senior Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
Alabama
I am setting up my web site with a password protected page where I will post sample Appraisals in PDF fromat for clients to view. What I am wondering is there anything I should remove from the Appraisal. (Yes I have blanket permission from the this lender to use any appraisal as a sample)

I thought about taking out the names of the owners. However that is public record. I don't think there is anything in the report that is confidential information. If there is I will remove that. Is there anything else I should remove? Or maybe just want to remove?
 

Charlotte Dixon

Senior Member
Joined
Jan 16, 2002
Professional Status
Certified Residential Appraiser
State
Delaware
Why is this necessary? Sounds like a can of worms not needed, to me. But then, that's only my 2 cents.
 

Austin

Elite Member
Joined
Jan 16, 2002
Professional Status
Certified General Appraiser
State
Virginia
Man you are really axing for trouble. Every tinhorn and his brother will be picking you apart and if you are not really lucky you could be turned in to the state appraisal board for USPAP violations. Not necessarily because you did something wrong, but because you didn't do it the way the tinhorns do it. Then they will be second guessing your comp selection and or your cometitors will be passing them around showing your shortcomings.
 

Alan Simmons

Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
Alabama
Jeff:

Sample appraisals do not have to be real assignments. We have five sample reports in the computer that we update periodically. The subject and comparables do not really exist. Across each page in red letters is the word, "sample."
 

Jeff Horton

Thread Starter
Senior Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
Alabama
OK. lets try this again. Obviously you didn't understand my question. First this part of the web site will be password protected. You or no one else will have access to the Appraisals without having the password and username. This is just for the use of new lenders that need samples.

Now then, what would you remove besides the owners name from the appraisals?
 
A

Anonymous

Guest
I would leave the name personally but with their permission as well as the lender, but state the report is for demonstration purposes and permission was granted by the lender, etc.


I am also fond of this commentEvery effort has been made to produce a report that satisfies the requirements of
USPAP. However, the Appraisal Standards Board of The Appraisal Foundation has not
promulgated specific details as to exactly what constitutes a "Complete" appraisal or a
"Summary" report, and therefore, the determination as to whether or not this, or any, report
complies with USPAP cannot be considered to be an objective fact. Compliance is rather a
subjective determination which is based upon the perception and interpretation by the client and
review appraiser as to what constitutes compliance. This report is our good faith effort to comply
with both the letter and intent of USPAP.
 

Soar Ohio

Sophomore Member
Joined
May 8, 2002
Professional Status
Certified Residential Appraiser
State
Ohio
When I send out a sample appraisal I black-out the owners name, parcel #, legal description, address, lenders name and lenders address. I do this on all the pages including the map. The banks that have requested a sample appraisal have not had a problem with any of my samples.
 

Soar Ohio

Sophomore Member
Joined
May 8, 2002
Professional Status
Certified Residential Appraiser
State
Ohio
When I send out a sample appraisal I black-out the owners name, parcel #, legal description, address, lenders name and lenders address. I do this on all the pages including the map. The banks that have requested a sample appraisal have not had a problem with any of my samples.
 

David S. Roberson

Senior Member
Gold Supporting Member
Joined
Jan 16, 2002
Professional Status
Certified Residential Appraiser
State
Tennessee
Order an appraisal; it can be your sample.
 

TEL2002

Elite Member
Joined
Jan 16, 2002
Professional Status
Retired Appraiser
State
Louisiana
I love the idea of order an appraisal and there is your sample.

I took one of each type of report that I do. Cloned the report and all of its data. Then I went and changed every address and identifying mark. The only thing I can't change are the addresses on the map and those I blacken out. They are real appraisals - just the names and addresses have been changed to protect the innocent (ha ha). It was very quick to do this. It took a total of 10-15 minutes per report to do all of the alterations.

Life just keeps getting better and better, doesn't it?
 
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