Semi-Attached or Attached Row Townhome

[geaster2]

Underwriter is relentless so I need a fresh answer for an old question.

On a 4plex Row Townhome. Is the End unit call Semi-attached or attached?

 

[Joe Flacco]

I report those as semi-detached.

But there are different kinds of semi-detached. It might not have windows on the detached side or have a few feet of space between the neighboring home and people might not think it is much different from a inside unit. Or it could be street corner and have three times as many windows as inside units. How it impacts value depends.

 

[DWiley]

https://sf.freddiemac.com/docs/pdf/requirements/uad_appendix_d_field_specific_standardization_requirements.pdf

 

[geaster2]

Great! Thanks for the help.
What is the difference between attached and semi attached?


A detached house stands alone in it's own grounds. An attached house shares one or more walls with another dwelling. A semi detached shares one wall An attached would stand in the centre of at least 3 houses being attached by a wall on either side and sometimes called a mid terrace.

 

[JTip]

semi detached end unit

 

[alebrewer]

For me, it's easier to think of semi-detached as having a 'detached' functional utility, as opposed to thinking of it as having only one shared wall. IOW, an SD unit - whether half duplex, EOR, or end unit townhome - has a 'detached' utility on one side. More windows, possibly a side yard, more privacy, etc.