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Tree Fell on the House

Alpenglow

Thread Starter
Freshman Member
Joined
Sep 20, 2016
Professional Status
Certified Residential Appraiser
State
Alaska
I just inspected a home where a tree fell onto the roof. My guess would be that there is no damage to the home. I have described these at the bottom of page 1 on Form 1004, but am debating whether I should make this report subject to. I am sure some appraisers would make it subject-to an inspection to remove any liability from us. I am not sure what this warrants. Any thoughts?
20200128_142456.jpg
 

Terrel L. Shields

Elite Member
Gold Supporting Member
Joined
May 2, 2002
Professional Status
Certified General Appraiser
State
Arkansas
Call for an inspection by a qualified person. I bet there is a little damage if the limb weighs more than 100#
 

Lee in L.A.

Elite Member
Joined
Jan 24, 2002
Professional Status
Certified Residential Appraiser
State
California
I'd call for inspection. How much can you see under that snow anyway?
 

Peter LeQuire

Elite Member
Joined
Jan 3, 2005
Professional Status
Retired Appraiser
State
Tennessee
Stick your camera up through the scuttle? Or mebbe go into the attic and look at the underside of the roof?
 

Lee in L.A.

Elite Member
Joined
Jan 24, 2002
Professional Status
Certified Residential Appraiser
State
California
Stick your camera up through the scuttle? Or mebbe go into the attic and look at the underside of the roof?
Good thought. Beyond my scope of work unless it's FHA.
Even then I will probably call for inspection.
I don't do snow, but is that not enough to need inspection all by itself.
When the snow is gone?
 

KHS445

Member
Joined
Aug 20, 2011
Professional Status
Appraiser Trainee
State
Michigan
Definitely make your report subject to a satisfactory inspection by a qualified party. Why assume the risk when you can easily say that assessing any potential damage associated with this tree falling on the house is outside the scope of your work and license.
 

CANative

Elite Member
Joined
Jun 18, 2003
Professional Status
Certified Residential Appraiser
State
California
It barely kissed the roof. I'm 4th generation San Bernardino Mountains and have seen a lot of snow. Looks like the snow weight bent the branch down.

I don't think I would make a big deal out of this. Maybe not even worth mentioning. Just based on the single photo posted.
 

glenn walker

Elite Member
Joined
Oct 11, 2006
Professional Status
Certified Residential Appraiser
State
California
Agree with CAN - Actually it doesn't look like it even hit the roof , broke off and pine needles are touching the snow.
 

Meandering

Elite Member
Joined
Feb 26, 2006
Professional Status
Real Estate Agent or Broker
State
Pennsylvania
Looking at where the tree fell,

More likely is any damage done, is to the gutter,
which you should see from the ground
 
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