No, Jim, you can't do it. There is verbage which we must put in every V.A. appraisal that is unlike a standard conventional, or FHA appraisal. The V.A. doesn't ask for 2055s. The lender is screwed up and must go through the VAAS (no, it's not a pap smear). V.A. is not lender select and the appraiser must be assigned to the case. If you accept a fee for doing a V.A. appraisal when you're not a V.A. Fee Appraiser, that is plain and simple wrong.
I got a fax from the lender today explaining a 2075 for the VA. In it he quotes the VA Pamphlet 26-7 revised. Chapter 6 pages 6-1 and 6-2.
Which states An IRRRL, Interest Rate Reduction Refinancing Loans.
They are; at a lower rate then the exisiting VA loan, with lower principal and interest payments.
GENERALLY, NO APPRAISAL, CREDIT INFORMATION, OR UNDERWRITING IS REQUIRED, AND ANY LENDER MAY CLOSE AN IRRRL AUTOMATICALLY.
He also states, that while an appraisal is not required they would like to have checked out to make sure it is still standing.
So unless someone on here has some info to the contrary, I will assume it can be done.
Jim