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VA Appraisal - electrical

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Annette

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Jan 23, 2008
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General Public
State
Illinois
We are in the process of trying to sell our home that was built in 1928 to a buyer using a VA loan. We are told by the realtor that we need to replace all push button wall switches with new and that any outlets near the kitchen sink (or water) will have to replaced with GFCI to pass the VA appraisal. Is this true?
 

Kevin A. Spellman

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Aug 30, 2003
Professional Status
Certified Residential Appraiser
State
Massachusetts
The problem may come up with the home inspection. An example would be if there are two people living in the home now and the older service is adequate for two. The buyer has a family of four and the electric service would be inadequate for the new buyer's family. Not a VA issue.

The older push button can enhance the character of the home.

Just tell the realtor you have a deed signing pen and not a tool belt.
 

rcsone

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May 26, 2007
Professional Status
Certified Residential Appraiser
State
Oklahoma
.......ground fault-------safety issue..........rs
 

Mike Garrett RAA

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Jan 14, 2002
Professional Status
Certified Residential Appraiser
State
Colorado
Not required on older homes. Is the electrical service adequate...then ok for a VA loan. Millions of homes do not have GFI outlets.
 

Walter Kirk

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Jun 24, 2003
Professional Status
Licensed Appraiser
State
New Jersey
There may be a local requirement for a new certificate of occupancy. I'd check with the local code official.
 

jaebee

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Feb 15, 2008
Professional Status
General Public
State
Ohio
In my area, at point of sale, the outlets near plumbing must be GFCI.
Cheap life insurance.
Also, look for Federal-Pacific service panels with Stablok breakers.
They can burn a house down by not opening. Google Stablok.
No official recall yet, but some communities require POS replacement.
 

Lobo Fan

Elite Member
Joined
Nov 28, 2004
Professional Status
Certified Residential Appraiser
State
New Mexico
Actually FPE Stablok breakers are pretty good quality. Federal got a bad rap by faking some their UL paperwork on their industrial breakers. Their residential grade breakers are actually OK.

If you want to look for really crappy breakers, look for the old Zinsco breakers. They never trip.
 
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