• Welcome to AppraisersForum.com, the premier online  community for the discussion of real estate appraisal. Register a free account to be able to post and unlock additional forums and features.

Well Less Than 10 Feet From Property Line

Status
Not open for further replies.

NJ Valuator

Member
Joined
Feb 23, 2003
Professional Status
Certified Residential Appraiser
State
New Jersey
Subject has well water and public sewer. Well is 8 feet from property line(HUD requires at least 10 feet from property line). Handbook states "Distance requirements of local authority prevail if GREATER than stated above". What is protocol in this situation?
 

residentialguy

Elite Member
Joined
Mar 24, 2009
Professional Status
Certified Residential Appraiser
State
Minnesota
Subject has well water and public sewer. Well is 8 feet from property line(HUD requires at least 10 feet from property line). Handbook states "Distance requirements of local authority prevail if GREATER than stated above". What is protocol in this situation?
You need to stop and call the lender. It will not pass HUD, (unless they give you the go ahead). You would still need to state it, however.

In regards to the "local authority", that means it could be 15' and pass HUD min requirement, but the local authority may say that code requires 20' min, therefore, they're basically in the same boat, unless it's they give you a pass on it. e.g. grandfathered
 

NJ Valuator

Member
Joined
Feb 23, 2003
Professional Status
Certified Residential Appraiser
State
New Jersey
You need to stop and call the lender. It will not pass HUD, (unless they give you the go ahead). You would still need to state it, however.

In regards to the "local authority", that means it could be 15' and pass HUD min requirement, but the local authority may say that code requires 20' min, therefore, they're basically in the same boat, unless it's they give you a pass on it. e.g. grandfathered

Say for example that local authority states that well only has to be 5 feet from property line. Does that supersede HUD's 10 foot requirement?
 

residentialguy

Elite Member
Joined
Mar 24, 2009
Professional Status
Certified Residential Appraiser
State
Minnesota
Say for example that local authority states that well only has to be 5 feet from property line. Does that supersede HUD's 10 foot requirement?
No...it means that it's 10' min, unless the authority says it must be further away (GREATER distance). Another fine example of FHA wanting the appraiser to be the code police.
 
Last edited:

NJ Valuator

Member
Joined
Feb 23, 2003
Professional Status
Certified Residential Appraiser
State
New Jersey
No...it means that it's 10' min, unless the authority says it must be further. Another fine example of FHA wanting the appraiser to be the code police.

In the Handbook there is a table that reports the distance requirements. Within this table it states "If the
No...it means that it's 10' min, unless the authority says it must be further away (GREATER distance). Another fine example of FHA wanting the appraiser to be the code police.

Ah I gotcha. So the minimum must be 10 feet regardless whether or not the local authority permits less.
 

gregb

Elite Member
Joined
Sep 3, 2011
Professional Status
Certified General Appraiser
State
California
Is a survey completed showing the distance between the property line and the well?
 

residentialguy

Elite Member
Joined
Mar 24, 2009
Professional Status
Certified Residential Appraiser
State
Minnesota
distance is based on my measurement.
That's allowed as long as you're in the official FHA appraiser gear

funny-constructon-worker-tape-line-isolated-white-57429690.jpg
 

Scott FL

Sophomore Member
Joined
Apr 12, 2003
Professional Status
Certified Residential Appraiser
State
Florida
If your local authority says 5 feet, then 5 feet is ok. Document who you spoke with at the building or health department and write it in the report. If the local jurisdiction is ok with it currently, you meet the requirements for existing properties. Distances are guidelines not absolutes. Ultimately it is an underwriter decision, not an appraiser decision
 

NJ Valuator

Member
Joined
Feb 23, 2003
Professional Status
Certified Residential Appraiser
State
New Jersey
If your local authority says 5 feet, then 5 feet is ok. Document who you spoke with at the building or health department and write it in the report. If the local jurisdiction is ok with it currently, you meet the requirements for existing properties. Distances are guidelines not absolutes. Ultimately it is an underwriter decision, not an appraiser decision

Now I am confused because what you say contradicts what "residentialguy" stated.
 
Status
Not open for further replies.
Find a Real Estate Appraiser - Enter Zip Code

Copyright © 2000-, AppraisersForum.com, All Rights Reserved
AppraisersForum.com is proudly hosted by the folks at
AppraiserSites.com
Top

AdBlock Detected

We get it, advertisements are annoying!

Sure, ad-blocking software does a great job at blocking ads, but it also blocks useful features of our website. For the best site experience please disable your AdBlocker.

I've Disabled AdBlock
No Thanks