For the career appraisers who visit this forum, my question is whats next? We all know real estate moves in cycles and history has tends to repeat itself. That said, who has seen this before and what has happened? Where do you see this economy pointing us appraisers and our appraisal businesses. There are up and down years in business, understood, where are the positive business people who have had a winning record and what can you attribute it to?