What is a minor window crack?

[Wendy]

Per FHA/HUD minor window cracks are not cause to call for repair. Well, what is minor? Is this minor?

Edit to add: Window is above the kitchen counter and +/- 4' off the ground outside. No children in home. Owners are very elderly and very poor.

 

[redfish]

Minor.

All you can do is report what you see and identify deficiencies. Judgement call. The DE can disagree.

 

[Wendy]

I think it is minor too. Just wanted a few other opinions.

 

[Dennis]

Yes, its minor, but that does not matter. You see it, you report it, the DEU decides what to do.

I recently had a sale that had a boat load of 'minor' problems. It closed with no problems. Also had two refi's, both had 'minor' siding damage. Both had to be repaired and I did a CIR on both. If it were up to me, the two refi's would fly untouched and the sale would have had a lot of work done!

 

[Wendy]

I'm reporting it - don't worry about that. I'm just calling for repair (but I am for all the peeling paint).

 

[Scott R Marshall]

This is per the FHA handbook 4150.2 under the FHA quicktips:

"Cosmetic repairs are not required; however they are to be considered in the overall condition rating and valuation of the property. Examples of cosmetic repair would include surface treatments, beautification or adornment not required for the preservation of the property. For example, generally, worn floor finishes or carpeting, holes in window screens, or a small crack in a windowpane are examples of deferred maintenance that do not rise to the level of required repair but must be reported by the appraiser"

 

[Greg Bell]

If a bird can fly through the window it's MPR..Yours is cosmetic..

 

[Wendy]

If a bird can fly through the window it's MPR..Yours is cosmetic..

good rule of thumb there!