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Who is looking out for the Appraiser?

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Jeff Horton

Thread Starter
Senior Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
Alabama
Is there any group out there that is actually actively working toward helping the Appraisal industry? From what I see the Professional groups just want our money for dues. One of them appears to be promoting AVM’s under the banner of “helping us.” I belong to another group that is primarily a school and nothing else. I can buy a designation if I want. :) I just have not seen where any of them have really done anything.

Is there any group that is actually politically active and accomplishing anything? If so tell me who they are and what they are doing.

I want to support them!
 

USPAP Compliant

Elite Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
North Carolina
Group?

How about individuals getting involved by attending STATE APPRAISAL BOARD MEETINGS and meeting INDIVIDUALS who are actually doing something.

There is no EASY WAY. Each individual needs to get involved at some level and in doing so will meet and get to know others who are wiling to do more than join another group.
 

George W Dodd

Senior Member
Joined
Jul 9, 2002
Professional Status
Certified Residential Appraiser
State
Virginia
Jeff,

Great question!

The only group/organization I've seen in the last couple of years that is on the residential appraiser's side is the Union.
 

Restrain

Elite Member
Joined
Jan 22, 2002
Professional Status
Certified General Appraiser
State
Florida
An individual is powerless to change trends and policies. The reality is that certain groups exert more influence over the appraisal profession than the appraiser. These include Fannie, Freddie, the Banking industry and the Mortgage industry. This is due to total numbers and financial clout that appraisers will never have on their own - just a matter of numbers. This is reflected in the fact that the Appraisal Foundation (AI, NAIFA, ASA, etc) are more focused on USPAP changes and AQB changes that will actually reduce the number of appraisers than the abuses that are taking place in the industry. I talked with the President of the AI who stated that they were working with and supported the actions of Fannie/Freddie while we in the field all know that Fannie/Freddie don't care about unbiased appraisals and the abuses of the consumer. All they're concerned about is the overall loan failure rate and reducing the role of the appraiser. After all, we just might blow a loan that would reduce their income.

I have been anti-union ever since working in a union plant during college. However, I have my Guild application on my desk and am getting ready to send it in. Judging from the actions of the AI vs. the Guild, I will get better representation and support from the Guild than AI.

Roger
 

John SRA

Junior Member
Joined
Jan 19, 2002
If you are not in an organization, how can you know what it is doing? I can tell you some things that the Appraisal Institute does.

First, they maintain an office in Washington, and they stay on top of legislative matters. I regularly receive an update on issues and actions from the DC office. I know that some of these efforts are in conjunction with the ASA.

Every spring the AI hosts a conference in Washington for appraisers identified as leaders in the profession. Part of this conference is a “day on the Hill” where appraisers meet with the Senators and Representatives from their state. This one event leads to hundreds of one-on-one meetings each year. During these meetings appraisers get a chance to discuss issues of importance to our profession with the actual law makers.

I am sure other groups are also involved, but I only know about the groups I belong to. I do find it amusing when people argue that any professional organization is not trying to protect its members. This defies logic. No members equals no organization.

Have a great day

JC
 

Dave Doering

Sophomore Member
Joined
Jan 16, 2002
Professional Status
Certified Residential Appraiser
State
Missouri
I have thought for years that there needs to be an all-inclusive organization that speaks for the interests of all licensed and certified (that is, regulated) appraisers. The practice of appraisal as a profession is currently "represented" by factional groups, all with what I believe to be generally honorable intentions, but limited to the interests of their equally limited contituencies or their organizational bureaucracies.

It is interesting that the initial model for appraisal regulation was that of the Certified Public Accountants (CPA). However, from a professional organization standpoint, that is where the similarity appears to have stopped. For example, when one passes the required examinations and has the necessary education and work experience to become a CPA, that designation is awarded by the state regulatory body consistent with national standards. By virtue of being admitted as a CPA, you are eligible to join the National Association of Certified Public Accountants, which presumably speaks as an advocate for its members without respect to specialty. The same is true for most other professions. MD's are eligible to join the AMA (American Medical Association) soley on the basis of attaining license in good standing as an MD, Veterinarians are eligible to join the AVMA (American Veterinary Medical Association) by virtue of attaining license as a DVM, etc. Further, in addition to being represented in numbers at the national levels, these organization are represented at the state and local level by sub-groups made up of state organizations and regional organizations which speak to issues affecting their members at the grass roots level.

The key IMHO is to have an organization for Certified Real Estate Appraisers, to speak to issues affecting appraisers, not just appraiser organizations or specific appraiser sub-groups. While the efforts of the Appraisal Guild appears noteworthy, I believe that an AFL-CIO affliation brings in unwanted baggage that in the long run would be contrary to the interest and perception of appraisers as professionals. What is needed, again IMHO, is something akin to the National Association of Certified Real Estate Appraisers, modeled after the CPA association. It mission and goal should be to represent the interests of appraisers as professionals and work to elevate the professional standing of all licensed and certified appraisers at the state and national levels.

This does not mean that fine organizations dedicated to recognizing and promoting higher standards for its members and awarding advanced designations such as the AI, ASA, NAIFA, etc. would become unnecessary. On the contrary, under the model of the other professional organizations there are specialty boards (e.g. American College of Surgeons, American College of Dermatologists, American College of Internal Medicine, etc.) that recognize and promote higher standards for their members. It is these board that provide the advance education that goes beyond the basic level of competency established for their profession for licensure and ensures competency for practice specialists.

The question is, how can such an organization be formed? And, who will take the lead in its formation? Perhaps a grass roots attempt through this forum would be a starting point. What about the signators of the Appraisal Petition as an initial membership list with an invitation to all licensed and certified appraisers across the country? This may be a "pie in the sky" idea, but I believe the survival of our profession will ultimately rest upon our ability to represent our profession as a cohesive voice.
 

Jeff Horton

Thread Starter
Senior Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
Alabama
John, that is why I am asking the question. I don't belong to any group. Well one but as I said its useless. Except for their newsletter that does a fairly good job at keeping me up to date on new issues. But I get the same info on here much sooner.

Let me ask you this and this is not an anti-AI question. What have they done besides meet with all these people? What bills have they gotten sponsored? What have they changed? I am asking that of every group out there, not just AI.

Again, not an jab but an sincere question. If they, or any other group are actually accomplishing something to help the residential appraiser I want to support that group. I just can't find anyone that can tell me what their pet group has done.

So far the Guild is the only one that I can actually put some action with. I to have always been very anti-union but they have my attention. That is why I am asking these questions but so far I am not getting any answers.
 

Jeff Horton

Thread Starter
Senior Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
Alabama
Here Here!! I can agree with your idea Dave. All the talk about the different groups merging sounds like a good idea but it will never happen. AI will not join unless it has to keep from loosing membership. And like them or not they would be needed in a merger.

I think you idea has great merit. I am not a political person and dont have the skill to even know where to start to organize something like that but I would sure support you idea.
 

John SRA

Junior Member
Joined
Jan 19, 2002
In politics of any kind it is often hard to identify clear "wins" or "losses." So many things end up in a compromise.

I know that AI submits comments to many groups and agencies on many issues (see the AI web site).

I can say that I was in an AI group a few years back that went to Congress to lobby in favor of PMI legislation. The law was passed a few months later.

Appraisers are relatively small in number. Exposure is critical. Just the fact that a groups is there on a regular basis is very important to us all. Appraisers play a pivotal role in the economy, and members of Congress should know who we are and what our concerns are.

I certainly do not agree with every AI position, but I do belive that are working in good faith to help appraisers. There are far too many cynics, especially in cyber space. Some people seem to forget that the officers and directors of the AI are appraisers just like you and I. There is simply no motivation to do anything that is harmful to appraisers.

Have a great day

JC
 

Oregon Doug

Senior Member
Joined
Jan 15, 2002
Professional Status
General Public
State
Oregon
Jeff - A very good question indeed. I haven't found any appraisal organization that is really doing much for its members. They seem to collect dues to that are used support and ego-stroke a small cadre of cronnies with little regard for their members. One has even entered into some sort of unholy alliance with the lending industry to strip its hard working appraiser members of their most important commodity (data and information) via electronic wizidary - and has the gaul to charge its members "dues".

I was born & raised in a "management" family, so I have a hard time accepting the concept of an appraisal "union" and I'm to old to change now.

Bob Ipok - You are absolutely correct in your plea to get appraisers involved with their local boards. In the two+ years that I have been a member of the Oregon ACLB, I have ask, cajoled, pleaded with local appraisers to attend our board meetings. I've offered to give them a ride, I've offered to buy 'em lunch. They won't go!

John, SRA - I was involved with the AIREA and the Society for many, many years and was well on my way to the MAI and had the SREA designation when I decided to change directions (from commercial to residential). I completed the requirements for the RM back in '90 but was given an SRA due to the merger. I have paid lots and lots of dues over the years to the AI. I've been involved on the Chapter level, I've served on and chaired Grievence Commitees. After many years, I came to the conclusion that the AI did not really measure up to my standards nor did it provide any benefits to me, as measured against its almost $1,000 a year dues, as a working residential appraiser.

Just my pov, sign me Oregon Doug ex SRA
 
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