I rececently received a request for a copy of my license from a mortgage broker who I had never done business with before. Told him I would be glad to e-mail him mine as soon as he sent his. Never heard from him again
Is this really an issue? Is this really a problem? I submit that this is just appraiser stubborness and rather a petty issue. So what if they want a copy of your license. Why should they have to go to a government site to get it? Is the site always 100% up to date? If you put a copy of your license and resume in every report, it is not an issue. Fluff pages? There is nothing that says we have to include a flood map. There is nothing that says we have to include abour 50% of the pages in the report.
Some of us are looking at the lending process through a narrow peep hole. There is an incredible amount of fraud in the appraisal industry. Some of it is from people posing as appraisers. The sheer volume of appraisals going through the system would make every appraiser name a faceless entity. If this "lender request" catches just a minor number of unlicensed appraisers, then it is a good request.
Let me ask you, is this really something to whine about? Are we really too proud to prove we a legally licensed? Is it really an insult to ask for a copy of you license? How many hours of your life is it worth to spend complaining about this small, trivial issue?
I have put a copy of my license in each appraisal for a number of years. Most of the regular clients do not ask for it. The ones that do call for a copy of the license are the ones I do not do on a regular basis. When they call I ask, "did you read the report?" Their answer is usually "why sure I did." Than I say well you must of missed it on page . Usually I hear a dead silence and something like, "Oh yeah, here it is, sorry I bothered you.
Tim, I agree, it is petty. The time I’ve taken to post this thread and read follow-ups is greater than that to scan a copy of my license for incorporation to my report. But don’t you think we add to the problem and hoops we jump through. Whose industry is this? We add fluff which has nothing to do with USPAP. Why do we have to send in a resume? Why do we have to ad a flood map when the title company will charge the applicant for a flood certificate anyway (including 2055’s.) Lenders want color pictures. Some want special addendums explaining things like a digital signature even after Clinton signed it into law. Why do we have to do a “kick the tire” inspection on FHA’s. Sometimes I feel as if I’m running a coffee shop “what can I do for you today, some half & half or extra shot of espresso”? There are other providers out there who specialize in these areas or ways to get info. Its just “easer” for the lender to have you do the work and accept the liability. Less distance between an application and a commission check!
Anyway, I was just ticked about hearing this request for the hundredth time. It reminds that were not in charge. The fear of saying “no” will be the death of this worth wile industry.
i'll attach my birth certificate if you'll send me some work! its just a simple scan and attach process. sam strahan trainee soon to be fka sam strahan trainee and nka as just sam strahan appraiser license such n such. glad to be here!