Can anyone direct me to the specific regulation, guideline, directive etc that would offer some guidance as to whether or not a familial relationship between an appraiser and a loan officer can exist on the same loan. Is there some sort of regulation regarding the disclosure of the relationship? Can it exist? Can a family member of the production person (loan officer, processor etc) produce the appraisal? I need to provide concrete, factual regulations that provide that information. This question was asked of me today and while I am aware that loan officers et al are not permitted in the appraisal selection process, somehow this LO's family member completed an appraisal for one of the LO's loans.