High Pressure Gas Line

[David S. Roberson]

I'm doing a proposed single wide for HUD. A high pressure gas line runs along the side of the 2 acre lot. Am I wrong to require a survey showing the improvements will be 10' outside the outer boundary of the gas line easement? The loan processor says "no one else asks for this. They can see if it's outside the easement when they do the Final!"

 

[Wally Jones]

Ask your loan officer if they're willing to pay the tab when the final shows the improvements to be within the 10 foot easement?

You might want to call your HOC to see what they say, but a survey seems prudent. Let the DEU make the decision whether they want to follow through with your recommendation. That's why they get the big bucks!

 

[Pamela Crowley (Florida)]

CYA

Call your HOC, get names, write everything down regarding what they say to keep in your file and go by whatever they say. Get it from the top, the HOC.

 

[Ben Vukicevich SRA]

David,

Technically...actually, really...you're supposed to have a survey showing the location of the improvements and the floor elevations in the proposed construction package along with the plans, specs, builder's certification ...but who bothers with that stuff anymore???? 8O 8O 8O Not many mortgage companies do, that's for sure. Why do you need such info??? So you can comment in the appraisal report on the positive grading/drainage away from the proposed improvements. I think the days of seeing a proper, complete, FHA proposed construction package are over. It's now a lost art. Hell, I get tired fighting for Builder Certs.....

Ben

 

[Pamela Crowley (Florida)]

Yep, I was going to mention that proposed plot plan and forgot as I was writing about the HOC. That plot plan should be a drawing, on the survey, of where the house will be located on the lot, plus where the well, septic and driveway will be located if applicable. This needs (usually, as in most areas) to be provided to the building department also when applying for the building permit. This should also be provided to you, the appraiser!

I don't do much in new construction as I do demand everything necessary and the builders don't like that - especially the bigger national builders.

 

[Larry Lyke]

David ~

You'll hurt your head banging it against the wall trying to get the stuff you're looking for.

Just refer to it in your appraisal report and stipulate that a copy of the survey or whatever regarding the pipeline is to be sent to the appraiser when it becomes available if the pipeline distance or depth from the improvements do not meet FHA guidelines.

Like magic, it goes away. You'll probably not hear a peep.

 

[David S. Roberson]

Well, Mr. Processor faxed another survey, and this one shows the centerline of the gas line easement, which is on the property line. But it still doesn't show how far the easement goes into the lot, and I am not going to go to the courthouse to dig up the legal description for this particular easement to find out. The new survey also doesn't show the placement of the improvements. I called the Atlanta HOC Friday afternoon, but it was too late to get anyone. I'll call again Monday & do as Pam says, write it all down & get names. I'll post the outcome as it happens.