Hamlet
Elite Member
- Joined
- Aug 14, 2006
- Professional Status
- Certified Residential Appraiser
- State
- Ohio
until the bank takes possession, it is still the owner's house. they can destroy their own property without fear of prosecution, at least here in NY. Once the bank takes possession, then it is a different story.
Most mortgage documents I have read the owner signs that they will maintain the property in good condition.