I know it is not illegal, usually, to go and knock on a door and attempt conversation. I'm saying who needs the hassle?
Lots we do is a hassle but we do it because it falls under the heading of "best practices". Perhaps you weren't aware, but confirming the comp with either the buyer or seller is the preferred and recommended method of verification with both GSEs, the VA and the FHA.
It's not about being a "wussie". That's easy to say on a chat site.
You keep using that response. Believe me, if you were sitting here in person, I'd have used a different phrase, one for which I would get dinged on the forum.
In many areas you get out of your car at your own risk. In some areas I'm nervous getting out of my car to go into the inspection....and these people are expecting me!
Somehow these lines make me think of the scene from Silence of the Lambs. What are you worried about, that your borrowers are going to turn you into a dress?
Even in better areas you have a 50/50 chance of being refused the photo or questions.
Your experience is 50/50, mine is much better. Go figure. It can't be the charm thing, since we've already established you're younger, better looking, a more astute businessman, and likely more charming. I wonder why the difference?
Why waste the time? Our due diligence requires us to view the property from the street.
I think the actual phrase from the URAR is found in item 3 of the SOW "inspect each of the comparable sales from at least the street."
It's perfectly fine to skate on doing just the minimum but then that becomes one's reputation.
I'll attempt to do that if it is visible, if not I'll use an online photo and move on. If there are people out front I'll drive by and view the comp and use an online photo.
As I said in my previous post I've met good people and bad. But the bad people make me ask myself why bother with the hassle.
