Will this cure peeling paint issue?

[KU2008]

I'm in the process of purchasing a foreclosure- FHA loan. We had the appraisal and the only condition was peeling paint on exterior windows. Seller called a contractor, they came and painted, but painted over some of the peeling paint. The appraiser came back out and said the problem wasn't cured. The Contractor said he tried to scrape the paint but because of the age of the wood, he couldn't scrape it all off, also said the wood had some indents which made it difficult. The contractor is now suggesting to cap all of the windows, as that is the only way to fix the problem without having to replace all the windows. Will capping the windows meet the FHA requirements? I've read about situations where people have had this issue with the whole exterior of their home and just put up vinyl siding instead of scraping and painting a whole house, this is the same idea for the windows. Contractor said capping the windows would be the best way to take care of the problem, but, would this be acceptable for appraisal?

 

[residentialguy]

Unless the paint is falling off, the appraiser is wrong, imo. It does not have to be smooth (and should never be sanded). If he scrapped the loose paint off, all you need to do is encapsulate (paint over) the old paint.

 

[Mr Rex]

Lead based paint can be sanded if done properly.

 

[Fritz in NY]

I'm with RESGuy. If it is covered over with new paint problem solved. Capping a window is easy if you own a break and tin sheers. I've had quotes from contractors of $ 25-50. a window. A little more than paint but it is there forever. A roll of basic coil stock is under $ 85. and should cover 7-8 windows of average size, it's the labor that gets you.

 

[KU2008]

Unless the paint is falling off, the appraiser is wrong, imo. It does not have to be smooth (and should never be sanded). If he scrapped the loose paint off, all you need to do is encapsulate (paint over) the old paint.

Yeah, I think he's just making it difficult. He's been out for re-inspection twice and isn't giving us any feedback on his findings. Would capping the windows be sufficient? Or will he come back and say there is "peeling paint" under the capping? I just need this deal to close already.

 

[KU2008]

I'm with RESGuy. If it is covered over with new paint problem solved. Capping a window is easy if you own a break and tin sheers. I've had quotes from contractors of $ 25-50. a window. A little more than paint but it is there forever. A roll of basic coil stock is under $ 85. and should cover 7-8 windows of average size, it's the labor that gets you.

The seller is willing to cover the expense of capping the windows as long as this will solve the problem. We are all at a loss as how to get this resolved and the appraiser is not helping at all - all he says is "peeling paint doesn't conform to FHA guidelines" - technically, there is no peeling or chipped paint exposed, yes, there was peeling paint that was painted over, which is what he still says is considered "peeling paint."

 

[residentialguy]

He did scrape it, didn't he??? What kind of painter would paint over paint that is flaking off?

 

[residentialguy]

Lead based paint can be sanded if done properly.

And you can smoke pot without inhaling too. (ask Clinton) :new_all_coholic:

 

[Mr Rex]

I've never seen anybody cap the window sash and grills, just the frame, so to answer your question, no it's not going to satisfy that appraiser.

 

[KU2008]

He did scrape it, didn't he??? What kind of painter would paint over paint that is flaking off?

Yes, he says he scraped as much as he could, but you can still see on a couple of the windows where there was peeling paint. However, there is no peeling paint or cracked paint exposed. Would it be best just to cap these windows? Or should he try to scrape and paint again? I just need this to pass inspection, one way or another! Also, is there information on what's considered "cured" with peeling paint issues?