Eli,
Is it a sale?
Review the contract and sellers's disclosure forms which the listing agent, lender, seller's attorney should have. In any event, if you are concerned, disclose your concerns in the report and recommend an inspection from an expert in that particular field of expertise. Let the UW decide whether or not an inspection is in order.
CYA
Side Note
Those concrete(?) splash guards don't cut it in my humble opinion. Have seen some homemade gutter extensions consisting of simply a gutter cut to length and attached to the downspout with self tapping screws.