Who was the incompetent nerd that came up with FHA sketch labeling requirement regarding covered and uncovered porches and decks?

[Mejappz]

FHA 4000.1 states: "Sketches must show porches and outbuildings that have value, and porches and decks must be indicated “covered” or “uncovered.”.

Is there such a thing as an "Uncovered Porch" versus "Covered Porch", when by definition a porch is a covered entrance area?

And regarding "Covered Deck" versus "Uncovered Deck", wouldn't a "Covered Patio" automatically mean it is a covered deck, versus an "Open Deck" automatically means it is an "Uncovered Deck"? NOT according to an FHA reviewer who insists i label the porch in my sketch as either an open porch or covered porch --- so, i labeled it as an open porch even though it is contradictory in definition/terminology, the revision was accepted.

Then on a different assignment, a sketch included a ":Gazebo" and an "Open Pool Deck". The reviewer says the gazebo must be labeled as a "Covered Gazebo" or an "Uncovered Gazebo", and the "Open Pool Deck" must be changed to a "Covered Pool Deck" or an "Uncovered Pool Deck".

Obviously, there must be a difference in definition between an "Open Deck" versus an "Uncovered Deck"... but what is the difference?

I AM SICK and TIRED of COMPLYING with nonsensical meaningless FHA guidelines written by incompetent policy writing nerds who obviously have never done an appraisal in his/her behind-the-desk career.

It's the Government. You can't get any stupider than that.

 

[djd09]

that is the bell ringing. mouth water. roll over. treat. repeating. and obey

 

[Mejappz]

that is the bell ringing. mouth water. roll over. treat. repeating. and obey

Did you know Mad Maxine Waters will soon be picking your comps and adjustments with the blessings of some forumites?

 

[Tim Hicks (Texas)]

That has been in the HUD Handbook for 20-30+ years. How long have you been not following the Handbook?

 

[glenn walker]

Lets see real hard to say Covered Patio or Open Patio - Covered Porch or Open Porch and show it on your sketch and label it . In may areas large covered patios bring thousands more then uncovered patios. due to sun and heat .

 

[Fernando]

And how often do we adjusrt for covered porch or patio? Unless really nice.
The point OP was making is that details like covered porch doesn't have to be in sketch. Should be in comments section in report.

Lets see real hard to say Covered Patio or Open Patio - Covered Porch or Open Porch and show it on your sketch and label it . In may areas large covered patios bring thousands more then uncovered patios. due to sun and heat .

 

[MMing5000]

So you rather get an ulcer and go online to B I T C H about FHA policies rather than stop doing FHA appraisals and lowering your blood pressure. Got it. SMH

Venting is healthy

 

[MMing5000]

1985 FHA Handbook--State covered Patio or Porch and show it on your building Sketch-- How Freaking hard is that ? Please get out of the business as we do not need lazy people in it

Mindless compliance to idiotic guidelines do not make a good appraiser.

 

[MMing5000]

That has been in the HUD Handbook for 20-30+ years. How long have you been not following the Handbook?

Never had issues with labeling "Open Deck", but it is no longer acceptable because it must now be labeled as "Uncovered Deck". IF THE DECK was never covered in the first place, why must we label it as "Uncovered Deck"? Will the term "Open Deck" mislead the reader to think it could be a covered deck?

 

[Fernando]

One time I had a porch covering half of it. I called it Covered Porch and didn't describe the half covered.
To Fernando, It's not important.