Thanks for the reply. I never worked in a mandatory fee disclosure state, and didn't know exactly how the disclosure regs work. You seem to be indicating that a split-fee appraiser discloses the fee to the firm, not the fee to the appraiser.
When you say there is a difference, are you speaking legislatively (the law distinguishes AMCs from firms that fee split), or philosophically (you perceive a difference)?
If the concern is that the consumer is unaware that Pat did the work but did not personally get all the $600 that the consumer paid, then should the fee not also be broken down by firm vs appraiser?