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Update from Shane Lanham

George Hatch said:
This is the neighborhood in question in the Indianapolis example. 5 years later there hasn't been one sale among them that will come anywhere near supporting the value conclusion from the 3rd appraisal.

View attachment 103839
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Was there something about the property that was superior to other sales in the community? GLA? Condition? Quality? Its been a long time but it didn't look like anything special that would be so far above the other sales.
 

Philadelphia launches program to reduce home appraisal disparities​


PHILADELPHIA (KYW Newsradio) — Philadelphia’s new appraisal bias program hoped to attract a new, more diverse generation of appraisers at an information session on Thursday at Temple University’s Center City campus.


Mayor Cherelle Parker said it’s hard to get people excited about real estate appraisals.
“I must say that it is not a sexy issue,” she said. “I mean, I don’t walk into a room as the mayor of the city of Philadelphia and begin talking about appraisal bias and have people say, ‘Yes! That’s an important issue.”

However, she said, it’s a significant factor in the wealth disparity between Black, Hispanic, and white Philadelphians. Low appraisals rob homeowners of value and can make mortgages impossible to get, blocking would-be buyers from getting into the housing market.

“There’s a much greater and persistently greater chance that appraisals for homes in Black neighborhoods come in below the contract price, the price that the two parties agree on,” said Ira Goldstein, the Senior Advisor of Policy Solutions of the company.

“We tell everybody to go out, buy a home, and put your money into it, and let it appreciate. It’s the single investment that most ordinary people have available to them, and you are disadvantaged if you are a person of color.”

Perhaps not coincidentally, Goldstein said more than 95% of appraisers in the Philadelphia area are white. It’s a problem Mayor Cherelle Parker identified as a possible weakness in her HOME initiative, so she created the Home Appraisal Bias Program. The director, Andy Toy, sees an opportunity in the expected turnover in the appraisal industry.

www.audacy.com

Philadelphia launches program to reduce home appraisal disparities

Philadelphia’s new Home Appraisal Bias Program hoped to attract a new, more diverse generation of appraisers at an information session on Thursday at Temple University’s Center City campus.
www.audacy.com www.audacy.com

it is not a coincidence...it is a conspiracy :rof:
 
djd09 said:

Philadelphia launches program to reduce home appraisal disparities​


PHILADELPHIA (KYW Newsradio) — Philadelphia’s new appraisal bias program hoped to attract a new, more diverse generation of appraisers at an information session on Thursday at Temple University’s Center City campus.


Mayor Cherelle Parker said it’s hard to get people excited about real estate appraisals.
“I must say that it is not a sexy issue,” she said. “I mean, I don’t walk into a room as the mayor of the city of Philadelphia and begin talking about appraisal bias and have people say, ‘Yes! That’s an important issue.”

However, she said, it’s a significant factor in the wealth disparity between Black, Hispanic, and white Philadelphians. Low appraisals rob homeowners of value and can make mortgages impossible to get, blocking would-be buyers from getting into the housing market.

“There’s a much greater and persistently greater chance that appraisals for homes in Black neighborhoods come in below the contract price, the price that the two parties agree on,” said Ira Goldstein, the Senior Advisor of Policy Solutions of the company.

“We tell everybody to go out, buy a home, and put your money into it, and let it appreciate. It’s the single investment that most ordinary people have available to them, and you are disadvantaged if you are a person of color.”

Perhaps not coincidentally, Goldstein said more than 95% of appraisers in the Philadelphia area are white. It’s a problem Mayor Cherelle Parker identified as a possible weakness in her HOME initiative, so she created the Home Appraisal Bias Program. The director, Andy Toy, sees an opportunity in the expected turnover in the appraisal industry.

www.audacy.com

Philadelphia launches program to reduce home appraisal disparities

Philadelphia’s new Home Appraisal Bias Program hoped to attract a new, more diverse generation of appraisers at an information session on Thursday at Temple University’s Center City campus.
www.audacy.com www.audacy.com

it is not a coincidence...it is a conspiracy :rof:
Click to expand...

Seventy years after Brown v Board of Education, school funding is the new frontier in education equity​

By
Dale Mezzacappa
| May 20, 2024,

This month marks the 70th anniversary of what is perhaps the most consequential U.S. Supreme Court decision of the 20th century, Brown v. Board of Education, which outlawed Jim Crow laws in 17 states that required Black and white children to be educated in separate schools.

As the nation commemorates Brown, Philadelphians are reflecting on their own long and complicated history with school segregation.

Philadelphia was a city where segregation was not de jure, or imposed not by the laws that Brown struck down, but instead de facto — the result of personal choices, such as where people choose to live, that led to massive white flight.

But, today, the city’s students are still largely attending some of the most segregated and under resourced schools in the country. The district is 50% Black and 14% white, while the city’s overall demographics are nearly 40% Black and 34% white, reflecting a longstanding pattern of most white families attending private schools. Although the city is home to a few of the most racially-mixed schools in the state, a new study out of Stanford University found Philadelphia’s schools overall remain nearly as segregated as they were 30 years ago. White students are concentrated in a little over a dozen mostly special-admissions schools and comprise just a tiny percentage in the vast majority of neighborhood schools, the study found.

And that unequal system has been proven to harm Black students, Hispanic students, and students from low-income backgrounds by depriving them of experienced teachers and educating them in aging buildings without proper temperature controls and often plagued with lead and asbestos, among other challenges.



:unsure: Maybe too many people in Philly lack the education to be able to pass the appraiser exams, so they just settle different kinds of jobs, instead of becoming appraisers and working for squat as a "trainee". I'd bet Philly isn't the only place with this issue. :ROFLMAO::ROFLMAO::ROFLMAO:
 
djd09 said:

Philadelphia launches program to reduce home appraisal disparities​


PHILADELPHIA (KYW Newsradio) — Philadelphia’s new appraisal bias program hoped to attract a new, more diverse generation of appraisers at an information session on Thursday at Temple University’s Center City campus.


Mayor Cherelle Parker said it’s hard to get people excited about real estate appraisals.
“I must say that it is not a sexy issue,” she said. “I mean, I don’t walk into a room as the mayor of the city of Philadelphia and begin talking about appraisal bias and have people say, ‘Yes! That’s an important issue.”

However, she said, it’s a significant factor in the wealth disparity between Black, Hispanic, and white Philadelphians. Low appraisals rob homeowners of value and can make mortgages impossible to get, blocking would-be buyers from getting into the housing market.

“There’s a much greater and persistently greater chance that appraisals for homes in Black neighborhoods come in below the contract price, the price that the two parties agree on,” said Ira Goldstein, the Senior Advisor of Policy Solutions of the company.

“We tell everybody to go out, buy a home, and put your money into it, and let it appreciate. It’s the single investment that most ordinary people have available to them, and you are disadvantaged if you are a person of color.”

Perhaps not coincidentally, Goldstein said more than 95% of appraisers in the Philadelphia area are white. It’s a problem Mayor Cherelle Parker identified as a possible weakness in her HOME initiative, so she created the Home Appraisal Bias Program. The director, Andy Toy, sees an opportunity in the expected turnover in the appraisal industry.

www.audacy.com

Philadelphia launches program to reduce home appraisal disparities

Philadelphia’s new Home Appraisal Bias Program hoped to attract a new, more diverse generation of appraisers at an information session on Thursday at Temple University’s Center City campus.
www.audacy.com www.audacy.com

it is not a coincidence...it is a conspiracy :rof:
Click to expand...
95% of appraisers in the Philadelphia area are white

That is a problem. Why so high?
 
The California Bar Exam was shortened during COVID. In 2020, the exam was reduced from two days to one day in response to the pandemic, and it was administered remotely for the first time.

Here are the key changes made during the COVID-19 period:

Format Changes in 2020​

  • Pre-COVID Format: The California Bar Exam was a two-day exam, consisting of:
    • Day 1: Five one-hour essays and one 90-minute performance test
    • Day 2: 200 multiple-choice questions (MBE)
  • COVID-Modified Format (October 2020):
    • One-day exam
    • Included five essays and one performance test
    • No MBE section (the multiple-choice portion was omitted)
    • Administered online to accommodate social distancing

Scoring Adjustments​

  • The passing score was permanently lowered from 1440 to 1390 in July 2020, a change that remained in effect beyond the pandemic.
  • The remote format and shortened structure were temporary, but the lower cut score was a lasting reform.


MAYBE APPRAISER LICENSING SHOULD BE LESSEN SO MORE CAN BECOME APPRAISERS.
 
Meandering said:
most white families attending private schools.
Click to expand...
And those same white families are contributing tax money to the public schools. So, let's face it. The public schools failed everyone, but only the wealthy can afford to send their children to private schools.

This is a problem in many places. 40 years ago, white kids going to public schools in S. Arkansas were beaten by black children at school. When my cousin was unable to get his oldest into a private school, he sent the kid to karate classes. After he fought back the black kids left him alone and he actually made a few friends from them. It's a cultural thing.

40 years ago, many Hispanic kids were discouraged from doing more than the minimum education as the parents wanted them working. When the Hmong and Vietnamese immigrants came to town they expected high standards from their children. Many became the valedictorians of their class. They went to college and became bankers and brokers. The Hispanics suddenly realized that education was a benefit and now almost as many percent wise go to college or training in Vo-tech as do the whites or Hmong and Vietnamese/Laotian kids.

Remember that these came as true refugees or under work visas and not as illegal aliens although there were some who came when they had family members already here.
 

Black and Latino homeowners in Philly face discrimination when appraisers assess their properties​

Published: November 13, 2025 8:40am ES

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