WOW. Thanks for posting this. I haven't really looked into the Certs. I will definitely make some comment about Cert 25 in the report. But I know we can't really exempt ourselves. The Appraisal Foundation has really abandoned the appraiser. Why does The Appraisal Foundation exist if they are just a puppet of FNMA. This is madness.
So if I understand correctly, FNMA writes the forms, puts in a Cert that our data is available for data mining to anyone who gains access to it, we are forced to certify we accept these agreements, knowing we are violating USPAP confidentiality rule by providing data to someone other than the client. This Cert should not be allowed. TAF needs to stand up for this. This is purely big bank/big data forcing us to violate USPAP so they get their data.