attic

Hi, Appraiser took picture of attic and stated too small to enter. I did see guidelines (below). My question is there is a scuttle (just too small to enter) so would this need to be made subject to inspection of attic or would this be enough to move forward? Thanks for your help! k. Attic...

Can anyone tell me what type of insulation this is? It looks like wood fibers and it was damp kind of like a beaver's nest. Not sure why because I didn't see any stains under the roof or on the ceilings. Is this acceptable for FHA? Home was built in 1970 and renovated, but there are a couple...