intended user

Hi, I have an appraisal that states “The intended use of the appraisal is solely to assist FHA in assessing the risk of the property securing the FHA-insured mortgage (24 CFR 200.145(b)).” Shouldn’t it also specifically state something along the lines of “FHA and the Mortgagee are the intended...

I am seeing more and more often banks requesting Restricted Appraisals/"Evals", but that their indicated intended users are "Bank and/or affiliates". I argue that with a Restricted Appraisal the intended user should be "Bank only" but I have others telling me I'm just too uptight about who might...