F I R S T ! ! !

[Pamela Crowley (Florida)]

The following are the questions posted in this section.

Please keep your replies directed to each question in that particular thread. General answers and/or specific examples would be good for each question. Keep in mind that there are (or might be) more specific questions regarding each issue in other questions. You might want to read through all of these questions here before starting your answers.

Please do not start a new thread in this section. Send any questions you would like to add here to me via a PM.

What are the most substantial problems for appraisers today?

How did these Appraiser pressure problems develop and what are the contributing factors?

Who are the AMCs and what function / purpose and WHO do they serve?
How are AMCs affecting real estate appraisers,
real estate values,
and the quality of mortgage collateral?

In your opinion and/or experience, what has real estate speculation and investor activity contributed to the real estate market and how has it affected it?

What brought on the strength of the housing market?
How has home-price appreciation contributed to this strength?

AVMs:
Your experience(s) with them and/or their accuracy?
Are they affecting real estate values? How?

Who is doing AAAVMs?
Any experiences with them, including fees offered / paid?
Any specific experiences and/ or 'expectations' about them and their accuracy?

When and how did these problems develop?

Is appraisal value inflation a widespread problem in the industry?

Who are the ones applying the pressure on Appraisers?

Is this pressure justified or what are the reasons given for this pressure on Appraisers?

What forms does this pressure take?

What needs to be done to fix these problems?

Do you feel that industry regulators are doing enough to fix these problems? Why or why not?

Do you feel that industry associations are doing enough to fix these problems?
Why or why not?