FHA Bathroom Floor Requirments

[CaliforniaSD]

I am working on an FHA appraisal and the bathrooom floors of the subject have carpet. Is this allowed?

 

[Sadie]

I am working on an FHA appraisal and the bathrooom floors of the subject have carpet. Is this allowed?

Yes

 

[glenn walker]

Cite the source ? it says floor coverings not materials

 

[alebrewer]

I've not seen anything in the 4000.1 that requires a specific type of floor covering for bathrooms. If something is not there - you won't find it, right? Here's what the 4000.1 says about required repairs, though:

The Appraiser must limit required repairs to those repairs necessary to:
• maintain the safety, security and soundness of the Property;
• preserve the continued marketability of the Property; and
• protect the health and safety of the occupants.

If you believe carpeted bathrooms present an issue, based on the above guidance, then you'd need to require removal of said carpeting.

 

[Timothy Hogan]

The HUD Handbook 4000.1 does not address the need for floor coverings directly. However, you should in your judgment determine if the plywood/OSB floor would pose a health and safety issue, if there are exposed tack strips, would there be a chance of kids getting splinters, etc., and if so, condition the appraisal on repair of the safety issue. You will also want to determine if the lack of floor coverings meets local code.

 

[Overimprovement]

I did an FHA last year where the bathroom floor was pennies with a topcoat of resin. I never knew that was a thing before I saw it. If FHA thinks that is fine, I am sure carpet is as well.

 

[James Micozzi]

The HUD Handbook 4000.1 does not address the need for floor coverings directly. However, you should in your judgment determine if the plywood/OSB floor would pose a health and safety issue, if there are exposed tack strips, would there be a chance of kids getting splinters, etc., and if so, condition the appraisal on repair of the safety issue. You will also want to determine if the lack of floor coverings meets local code.

The OP said there was carpeting on the bathroom floor, not exposed plywood/OSB. so there is no lack of floor coverings.

 

[Sadie]

The HUD Handbook 4000.1 does not address the need for floor coverings directly. However, you should in your judgment determine if the plywood/OSB floor would pose a health and safety issue, if there are exposed tack strips, would there be a chance of kids getting splinters, etc., and if so, condition the appraisal on repair of the safety issue. You will also want to determine if the lack of floor coverings meets local code.

The handbook does address floor coverings. plywood is not acceptable because it cannot be cleaned. "Flooring – all floors must be covered with an acceptable floor covering (i.e. hardwood floors, laminated flooring, vinyl flooring, tile, carpet, etc). Plywood flooring is not an acceptable floor surface. " So carpeting ok. Lots of bathrooms have carpet in the sink area and something else for the WC/shower area. But some have it all the way through.