FHA/DECK Safety issue?

[Deleted member 122665]

Hello,

Need some advice on this deck. Would say this is a safety issue due to lack of railing around outside of the deck and the stairs leading to the deck. Is there a minimum distance from the ground to the top of the deck on whether its a safety issue for FHA? Do you think this should be "subject to" a professional contractor? Do I need to provide a cost to cure for repairs? Please advise. Thank you

 

[Terrel L. Shields]

No problem. not over 30" is it? That's building code.

 

[Terrel L. Shields]

This site is weird. The above removed my last sentence.
No problem. not over 30" is it? That's building code and FHA both.

 

[Deleted member 122665]

No problem. not over 30" is it? That's building code.

No, it's less than 30" The appraisal can stay "as is" not "subject to" since it's less than 30 inches. Thank you

 

[Joe Flacco]

Looks like it was a DIY deck. Are those 4x4 posts just sitting on top of the dirt? Or are the posts in the ground?

 

[chad hampton]

Does not look like a safety issue to me. less than 30 inches.

 

[lostinthezone]

You might want to check in with you local Homeownership center. This is in the 4000.1 in regards to servicing, but they might apply the same standard to origination;

"The Mortgagee must repair damaged or missing handrails or stair treads on elevated exterior porches, patios, decks, and balconies where the distance from the finished floor to the ground surface is greater than 18 inches. If repair is not feasible, the Mortgagee must provide temporary rails, fencing, or other means to prevent or mitigate falls."

https://www.HUD.gov/sites/dfiles/OCHCO/documents/4000.1hsghhdbk1223.pdf

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