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Mismo 2.6 Gse Can't Check Owner Occ And Vacant

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Jason Ward

Freshman Member
Joined
May 16, 2012
Professional Status
Certified Residential Appraiser
State
Pennsylvania
I've been working with ACI and the MISMO standard as much as the next person. I know that on the 1025 Small Res. Income form it is not possible to check more than one of the three occupancy boxes, being Owner Occupied, Tenant Occupied, and / or Vacant, and then generate a MISMO XML or AI Env file.

I have a client that is insisting that I check BOTH the owner occupied box AND the vacant box, since this is the current status of the 2 units in my subject building. I've placed commentary in the addendum of the status of both units, and explained in the report that I can only check one of those three check boxes; Yet this does not appease them. The client will not accept a PDF only report.

I called ACI to see if they could provide a work around or update that allows more than one to be checked, but they informed me that it is not possible, due to MISMO GSE standards.

Has anyone else had experience with such a client?
Were you able to find a way to provide them with what they wanted?
Is this an ACI only issue, or do other forms suites suffer the same issue due to MISMO GSE?


Thank you all for any help and input you may have.
 
Hold the 'Shift' key and then check the second box.
 
Hold the 'Shift' key and then check the second box.

Yes, this I know, but that still does not allow the report to be created in the XML MISMO format. I have used this method many times when generating a PDF, but it won't allow for XML or ENV files to be created.
 
Dear Client
I have attempted to send you the above captioned report with the two checkboxes checked as you require, however, the software I use does not allow this, won't produce the report, as having both checked violates MISMO XML and AI Env standards.

In addition, I have consulted with other appraisers who use the 3 or 4 other appraisal software currently available in the marketplace; if both of those boxes are checked, their software also refuses to produce a MISMO XML -or- AI Env report,

Apparently (a) the report *cannot* be generated as you require, and (b) if it were generated in the manner you want, it would not be acceptable to FNMA or FreddieMac.

I have completed the report as best I can; so.... what do you want to do with it?

Best Wishes

Your Appraiser
 
Last edited:
"Please check both the vacant and occupied box since one unit is occupied and one unit is vacant. Please submit corrections within 4 hours in order to prevent a drop in your tier status. Thank you."
 
Yes, this I know, but that still does not allow the report to be created in the XML MISMO format. I have used this method many times when generating a PDF, but it won't allow for XML or ENV files to be created.

Once you generate the MISMO XML file and the error occurs then click 'view'. In view you can then select this does not apply to this report and then continue.
 
How, pray tell, can a property be BOTH owner occupied AND vacant? Poltergeists?
 
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