Pellet Stove cannot count as a heat source?

[lfurr]

Conventional loan. Nice family room addition to the rear with a permanently installed pellet stove with a beautiful grey stone mantel built around it. Here is a stip I received:

"Could you please confirm the homes main heat source is capable of heating the family room sufficiently without the use of the pellet stove? If is not, please remove the GLA from the family room since Pellet stoves are not an approved permanent heat source. Can you also provide additional photos that show how the family room opens to the rest of the house? Thank you in advance for your time."

I never said the pellet stove was a permanent heat source. I said that it heated the family room and was a permanent fixture. Can someone help me understand whether or not it's true that this family room cannot be included as part of the GLA? I see no reason why it cannot. There is one door and two windows between the family room and the main part of the house as well.

 

[Meandering]

If the door between the house, and the family room is open, will the convection of the heat from the rest of the house warm the family room to at least 50 degrees. That is the HUD test,


In general, all habitable rooms must have a heat source. This does not mean that each room must contain a heating device but that each room must receive sufficient heat. In some situations where it is not feasible to extend the capacity of the main system, an electric and thermostatically controlled baseboard unit is acceptable provided it is permanently installed with concealed wiring.

Heating must be adequate for healthful and comfortable living conditions. This is defined as providing and maintaining a temperature of at least 50 degrees Fahrenheit in all living areas and areas containing plumbing systems. Further more, all permanent primary heating systems must be thermostatically controlled and properties with electric heat sources must have an acceptable electric service that meets the general requirements of the local municipal standards.

Wood stoves and solar systems: Homes with wood burning stoves or solar systems as the primary heat source must have permanently installed conventional heating systems that can maintain at least 50 degrees Fahrenheit in all living areas and those containing plumbing systems. These systems must be installed in accordance with the manufacturer's recommendations.

Wall heaters: Wall heaters are acceptable as long as they are installed to code and designed to heat the size and layout of the entire house.

Floor heaters: Due to the inherit dangers of a floor heater, it is highly recommended that floor heaters in need of repair be replaced with another permanent heat source. They are acceptable as long as they are properly functioning and meet current code.

Non-conventional heating systems: All non-conventional heating systems, such as space heaters and others, must comply with local jurisdictional guidelines. Often these are not acceptable as the primary source of heat.

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[lfurr]

If the door between the house, and the family room is open, will the convection of the heat from the rest of the house warm the family room to at least 50 degrees. That is the HUD test,


In general, all habitable rooms must have a heat source. This does not mean that each room must contain a heating device but that each room must receive sufficient heat. In some situations where it is not feasible to extend the capacity of the main system, an electric and thermostatically controlled baseboard unit is acceptable provided it is permanently installed with concealed wiring.

Heating must be adequate for healthful and comfortable living conditions. This is defined as providing and maintaining a temperature of at least 50 degrees Fahrenheit in all living areas and areas containing plumbing systems. Further more, all permanent primary heating systems must be thermostatically controlled and properties with electric heat sources must have an acceptable electric service that meets the general requirements of the local municipal standards.

Wood stoves and solar systems: Homes with wood burning stoves or solar systems as the primary heat source must have permanently installed conventional heating systems that can maintain at least 50 degrees Fahrenheit in all living areas and those containing plumbing systems. These systems must be installed in accordance with the manufacturer's recommendations.

Wall heaters: Wall heaters are acceptable as long as they are installed to code and designed to heat the size and layout of the entire house.

Floor heaters: Due to the inherit dangers of a floor heater, it is highly recommended that floor heaters in need of repair be replaced with another permanent heat source. They are acceptable as long as they are properly functioning and meet current code.

Non-conventional heating systems: All non-conventional heating systems, such as space heaters and others, must comply with local jurisdictional guidelines. Often these are not acceptable as the primary source of heat.

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Marion, thanks, but I owe you an apology...it's FHA, not conventional. I suppose most, if not all of what you said is still valid though.

 

[Meandering]

That is the FHA requirement. So you're good.

 

[lfurr]

That is the FHA requirement. So you're good.

Thanks Marion.

 

[Tony V]

I get the feeling that your comment..."" it (meaning the pellet stove) heated the family room and was a permanent fixture"" raised the question. If you had stated """there is also a pellet stove within the family room"" or """"the family room also contains a pellet stove"""" it would paint a different mental picture..

 

[lfurr]

I get the feeling that your comment..."" it (meaning the pellet stove) heated the family room and was a permanent fixture"" raised the question. If you had stated """there is also a pellet stove within the family room"" or """"the family room also contains a pellet stove"""" it would paint a different mental picture..

Good point, thanks Tony,

 

[JTip]

Your title and posts beat around the bush about it. Like Tony said, 'also' is a needed descriptive word; you need that 'in addition to' feeling.

Is the addition tied into the 'central heat source' of the original main dwelling???

I usually don't count pellet stoves as real property, IMM. Noted on the report with no value. A dude or two with a dolly can have that thing gone in a matter of minutes.

 

[Mike Kennedy]

"Is the addition tied into the 'central heat source' of the original main dwelling???"

IS the correct question which should have been addressed in the report.

 

[Digger88]

Conventional loan. Nice family room addition to the rear with a permanently installed pellet stove with a beautiful grey stone mantel built around it. Here is a stip I received:

"Could you please confirm the homes main heat source is capable of heating the family room sufficiently without the use of the pellet stove? If is not, please remove the GLA from the family room since Pellet stoves are not an approved permanent heat source. Can you also provide additional photos that show how the family room opens to the rest of the house? Thank you in advance for your time."

I never said the pellet stove was a permanent heat source. I said that it heated the family room and was a permanent fixture. Can someone help me understand whether or not it's true that this family room cannot be included as part of the GLA? I see no reason why it cannot. There is one door and two windows between the family room and the main part of the house as well.

lol lol lol more pics to see how fr opens up? couldnt fire that client fast enough.