Power line over detached garage

[griddle]

A power line runs directly over the detached garage. According to FHA guidelines, low-voltage power lines cannot go over any structure on a HUD insured property. If it is made known that the power line meets local jurisdiction/utility company code, is it acceptable? :mellow:

 

[CANative]

You're going to have to show me that "guideline."

 

[griddle]

4150.2

J. OVERHEAD HIGH-VOLTAGE TRANSMISSION LINES
No dwelling or related property improvement may be located
within the engineering (designed) fall distance of any pole,
tower or support structure of a high-voltage transmission
line, radio/TV transmission tower, microwave relay dish or
tower or satellite dish (radio, TV cable, etc.). For field
analysis, the appraiser may use tower height as the fall
distance.

For the purpose of this Handbook, a High-Voltage Electric
Transmission Line is a power line that carries high voltage
between a generating plant and a substation. These lines
are usually 60 Kilovolts (kV) and greater, and are
considered hazardous. Lines with capacity of 12-60 kV and
above are considered high voltage for the purpose of this
Handbook. High voltage lines do not include local
distribution and service lines.

Low voltage power lines are distribution lines that commonly
supply power to housing developments and similar facilities.
These lines are usually 12 kV or less and are considered to
be a minimum hazard. These lines may not pass directly over
any structure, including pools, on the property being
insured by HUD.

 

[CANative]

Okay, I just wanted to make sure we were on the same page.

Low voltage power lines are distribution lines that commonly
supply power to housing developments and similar facilities.
These lines are usually 12 kV or less and are considered to
be a minimum hazard. These lines may not pass directly over
any structure, including pools, on the property being
insured by HUD.

That's your answer then. The property is not eligible. HUD has their own
requirements so it doesn't matter, in this case, if the local utility company
is okay with this situation.

Others may have a different opinion.

 

[griddle]

Thank you. That is exactly what I think.

 

[JamesRockford]

"No dwelling or related property improvement may be located
within the engineering (designed) fall distance of any pole,
tower or support structure of a high-voltage transmission
line, radio/TV transmission tower, microwave relay dish or
tower or satellite dish .

HUD needs to update their "rules" every once in awhile.

But as of now, every house with a "satellite dish" on the roof is ineligible for FHA financing unless that little 3 foot wide thing is hauled off the roof. LOL.

 

[VegasWayne]

Satellite dishes run on 18V DC and if one fell in a pool it would just blow a fuse in the indoor unit. I used to work on uplinks and they were also harmless low voltage DC. I never understood this rule.

 

[ValueArtist]

This is what I have on the matter(read the last sentence in parenthesis):

"Overhead high voltage transmission towers and lines:
High voltage lines are those that carry 60 kilovolts or greater.
Distribution lines are the common lines used for supplying power
to housing developments and similar facilities that often carry
12 kilovolts or less. No home may be located within the designed
fall distance of any pole, tower or support structure of a high-voltage
transmission line, radio/TV transmission tower, microwave relay
dish or tower or satellite dish (radio, TV cable, etc.). Neither
high voltage nor distribution lines shall pass directly over any
structure on the property (this does not include service lines that
deliver power to the house)."

 

[ValueArtist]

Usually, distribution power lines will hang over easements, these are the lines at the top that run from pole to pole. The lines that run from the pole to the house(transformer step-down lines) are "service lines".

 

[griddle]

I see. Then, the line in this scenario is a service line which is running from the house to the pole. This line is directly over the detached garage.