Septic distance to property lines.

[Verne Hebert]

I am checking to see if any changes have occurred since I last did an FHA in the Fall.

Distance of Septic and/or leach field to property line...........50 feet?

Spacing on decking rail verticals......can't pass a tennis ball?

Must heavy moss growth, and heavy pine needles and debri cleaned from roof; and full rain gutters............yes to all?

Thanks for your input.

 

[CANative]

Appendix K to the 4910.1 24 CFR 200.926
Minimum Property Standards for Property which is not
Multifamily or Care-type Property

The distances relate to the well location.

DISTANCE FROM SOURCE OF POLLUTION
_________________________________________________________________
Minimum Horizontal
Source of Pollution Distance (ft.)
_________________________________________________________________
Property Line 10
Septic Tank 50
Absorption Field 100/1
Seepage Pit 100/1
Absorption Bed 100/1
Sewer Lines
w/Permanent Watertight Joints 10
Other Sewer Lines 50
Chemically Poisoned Soil 25/3
Dry Well 50
Other ___/2
_________________________________________________________________
Note:
1 This clearance may be increased or decreased depending
upon soil and rock penetrated by the well and aquifer
conditions. The clearance may be increased in creviced
limestone and permeable strata of gravel and sand. The
clearance may be reduced to 50 ft. only where the ground
surface is effectively separated from the water bearing
formation by an extensive, continuous impervious strata
of clay, hardpan, or rock. The well shall be constructed
so as to prevent the entrance of surface water and
contaminants.
2 The recommendations or requirements of the local health
authority shall apply.
3 This clearance may be reduced to 15 feet only where the
ground surface is effectively separated from the water
bearing formation by an extensive, continuous impervious
strata of clay, hardpan, or rock.

I don't think there is a specific MPR for the rail spacing. The roof condition and minor deferred maintenance is your call. I define "minor deferred maintenance" as those items that most any homeowner could take care of on their own.

 

[Verne Hebert]

Thanks CA. However I don't have a well. Last summer I had an FHA file where the distance to the property line ( B of A ) was a huge issue--I was hoping to not pull the now archived file.

 

[CANative]

The MPR is for the well distance to the property line... 10 feet.

No MPR for the septic distance to the property line.

You may have an issue with the health department and health code but that's a side issue.

 

[Verne Hebert]

Interesting. I just recalled the file and pulled it up in the computer. I state the septic system is 39 feet (this was a part of scope) from the property line........I'd have to pull the file, but my recollection is the bank wanted fifty feet.

In this case it was simple to determine, the tank and field were parallel to the property line and I remember taking the tank distance which was closer than the field (nobody seems to have the answer whether the field distance was also to be considered (because it neared the rear property line).

I remember researching this and posting it.

 

[CANative]

FHA doesn't care about the neighbor. They care about the property they're insuring. So the only "distance-metric" regarding the property line is the well location. They don't want the well getting polluted from the neighbors septic system or run off from the street (etc.)