Title Insurance Documents has wrong Address

[Stantheman]

The title company is saying my subject is in a city it's not. The lender wants me to change to what title has for the address. The county assessor has the address I'm using. The zoning map for the city doesn't have this area incorporated.

 

[CGinMN]

Assuming this is for secondary market, as long as the title company’s city matches USPS address formatting, change it then add a comment in the report explaining the address discrepancy. Don’t forget to change your maps, or you’ll get a have a 2nd revision request.

 

[Stantheman]

Assuming this is for secondary market, as long as the title company’s city matches USPS address formatting, change it then add a comment in the report explaining the address discrepancy. Don’t forget to change your maps, or you’ll get a have a 2nd revision request.

Thanks, that's what I did. I think USPS screwed up on the subdivision when built, and it messed everything up in the future. Good luck getting USPS to answer the phone.

 

[sputnam]

All you can do is tell your Client that the Title Company got it wrong. If you want to, you can send them a copy of county records or something. You can also always add explanatory comments. It's not our fault that UAD requires you to report the PHYSICAL address not the mailing address.

 

[Stantheman]

All you can do is tell your Client that the Title Company got it wrong. If you want to, you can send them a copy of county records or something.

I changed it with a comment for file #2 saying it was wrong. They came back a day later and found out the Title Company was wrong and asked me to change report again. The USPS addresses in the PUD are all wrong, which created this mess. Title company should look at the zoning instead of just run the report.

 

[PeterPetrelli]

I'm dealing with a similar issue. The property is located in a suburb however USPS has it listed in a different city. Knowing this issue comes up frequently, I added my standard commentary explaining that USPS recognizes both addresses however the subject is actually located in, and pays taxes to the city of XYZ. The lender still wants me to change the name of the city. The way I see it, I would be knowingly reporting something I know to be false if I changed the city just to appease them. I have zero problem telling them their out of luck; that's what I've done for 2 days now. However today, they're demanding it to be changed because it doesn't match all their other paperwork. I really just don't feel like it's right to report something I know is false, especially for the simple reason that they're too lazy to correct their own documentation. Am I being too rigid??

 

[sputnam]

Title companies get it wrong sometimes. That's the way it is. You make sure you are right and stick to your guns.

 

[Russ Kitzberger]

Title company should look at the zoning instead of just run the report.

This would have been on an ALTA survey. Not title co issue.

 

[jay trotta]

Why not add this to the; Republicans did it..........Naaa, the Democrats did it

Happened here also several months back, good to see it's expanded out West

 

[PeterPetrelli]

Title companies get it wrong sometimes. That's the way it is. You make sure you are right and stick to your guns.

Agreed. That's what I decided to do. Thanks