Basement bath not on public sewer

[Tom4value]

I encountered this ages ago but forgot what the ruling was and can't find in 4000.1

Have a single family home connected to public sewer. However, there is a basement bath that is still connected to a cesspool (before public sewer was available). Does this have to also be connected since it is an accessory bath and not the main one?

 

[Tom D]

The underwritter can also decide. It was always based on the cost to attach being affordable. That's all i remember ever seeing.

 

[Surf Cat]

However, there is a basement bath that is still connected to a cesspool

EEeewwww

The strangest bathroom thing I encountered here was someone installed a urinal to the laundry drain...

 

[sputnam]

The underwritter can also decide. It was always based on the cost to attach being affordable. That's all i remember ever seeing.

Right... Underwriter's decision. The appraiser's job is to report it and determine the impact on value.

 

[Sadie]

Right... Underwriter's decision. The appraiser's job is to report it and determine the impact on value.

I think the appraiser needs to look at local code to see if it is allowed. And if the utility district requires it to be connected to the sewer. Which of course, like you said, affects value. But it may not be the UW decision.

 

[Tom D]

Maybe it grandfathered in, as they say. And it's in the basement, didn't say if the basement was finished. And if the basement isn't finished how much is that bath actually worth, besides being an emergency use. And what is the value of the property. So, that bathroom is what .oo5% of the value. I know, i know, we have the perfectionists here.

 

[Larry Phillips]

I encountered this ages ago but forgot what the ruling was and can't find in 4000.1

Have a single family home connected to public sewer. However, there is a basement bath that is still connected to a cesspool (before public sewer was available). Does this have to also be connected since it is an accessory bath and not the main one?

HUD handbook requires the appraiser to report the facts. The lender decides what is required and handles it from that point.

 

[Vermonter]

EEeewwww

The strangest bathroom thing I encountered here was someone installed a urinal to the laundry drain...

Do a lot of hunting camp appraisals and seen some very interesting urinal designs. From a funnel drilled thru the wall to very elaborate self flushing system that brings running water in from a spring

 

[Sadie]

Maybe it grandfathered in, as they say. And it's in the basement, didn't say if the basement was finished. And if the basement isn't finished how much is that bath actually worth, besides being an emergency use. And what is the value of the property. So, that bathroom is what .oo5% of the value. I know, i know, we have the perfectionists here.

I think an extra toilet can be almost priceless at certain times.