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FHA case number change request after appraisal completion

Alpine

Junior Member
Joined
Mar 21, 2010
Professional Status
Licensed Appraiser
State
Oregon
We received a request from an AMC approximately two weeks after the completion of an appraisal report that a new FHA case number had been assigned to the appraisal report, along with a request to revise the report with the new number. No explanation for the change was forwarded. We've never been similarly requested, and it is our understanding that a property is assigned one number. It is our further understanding that a property cannot be "inspected" for the appraisal until the case number is assigned, so presuming there are circumstances when a second case number can be assigned, how would that apply to replacing the case number in an appraisal wherein the appraisal inspection was performed a few weeks prior?


We are researching this ourselves, but the informed counsel of FHA gurus herein who may have encountered this would be appreciated.
 
Is this a new lender/client? If so, they have the option either of using the appraisal as is, or engaging you for a new appraisal with a new effective date.

If it is the same lender/client, I would oblige the request. It is possible they send you the wrong case number. If they get a “hard stop” because the effective date of your report is prior to the case number, then they will probably be contacting you for a new appraisal. Sometimes it is too difficult to educate the client, and you have to let them chase their tail for a bit.
 
Is this a new lender/client? If so, they have the option either of using the appraisal as is, or engaging you for a new appraisal with a new effective date.

If it is the same lender/client, I would oblige the request. It is possible they send you the wrong case number. If they get a “hard stop” because the effective date of your report is prior to the case number, then they will probably be contacting you for a new appraisal. Sometimes it is too difficult to educate the client, and you have to let them chase their tail for a bit.
Same client and AMC, and we put in a request to the AMC for clarification/explanation. The case number is significantly different so as to rule out a typo on their end, but we'll see. We appreciate your response.
 
Maybe they sent you a case number from a different loan. I would just do as the client says.
 
We received a request from an AMC approximately two weeks after the completion of an appraisal report that a new FHA case number had been assigned to the appraisal report, along with a request to revise the report with the new number. No explanation for the change was forwarded. We've never been similarly requested, and it is our understanding that a property is assigned one number. It is our further understanding that a property cannot be "inspected" for the appraisal until the case number is assigned, so presuming there are circumstances when a second case number can be assigned, how would that apply to replacing the case number in an appraisal wherein the appraisal inspection was performed a few weeks prior?


We are researching this ourselves, but the informed counsel of FHA gurus herein who may have encountered this would be appreciated.
Hey all,

The following was forwarded to me by the Atlanta Resource Center when facing the same issue. Hopefully, it will be of use to another appraiser as I am sure we can all agree the HUD4000.1 is a jumbled mess of contradictions at times:

1) Can an appraiser change the FHA case number on an appraisal previously submitted to FHA?

At the request of the original client, the Appraiser may change the FHA case number on an appraisal previously submitted to FHA only if the FHA case number on the appraisal has been canceled.

FHA considers a change in the FHA case number on an appraisal to be an administrative edit as long as the assignment conditions, assignment elements, and scope of work remain the same. Solely changing the case number on the appraisal is permitted to accommodate FHA policy in Handbook 4000.1 II.A.1.a.iii(B). If the Appraiser determines the assignment conditions, assignment elements, or scope of work has changed, a new appraisal must be completed.

The Mortgagee must order a new appraisal for each case number assignment and may not reuse an appraisal that was performed under another active or endorsed case number, even if the appraisal is not yet more than 180 Days old.

For FHA policy information see Handbook 4000.1 II.A.1.a.iii(B)(6); II.A.1.a.iii(B)(7); and II.A.1.a.iii(B)(8) at https://www.HUD.gov/program_offices/administration/hudclips/handbooks/hsgh

https://www.HUD.gov/program_offices/administration/hudclips/handbooks/hsgh
 
I would call the HOC, give them both case #s and get their thoughts on it.
Absolutely. Stay out of that mess unless HOC says otherwise.
 
If it is same borrower, it would be worse. I would not care if it was different borrower and different lender. HOC would make that call. Your appraisal is still good with FHA and they can reassign it or request new FHA number. Don't do it. Your appraisal is still good.
 
Wha.
The only thing changed on the original appraisal is the FHA number. Nada else.

FHA considers a change in the FHA case number on an appraisal to be an administrative edit as long as the assignment conditions, assignment elements, and scope of work remain the same. Solely changing the case number on the appraisal is permitted to accommodate FHA policy in Handbook 4000.1 II.A.1.a.iii(B). If the Appraiser determines the assignment conditions, assignment elements, or scope of work has changed, a new appraisal must be completed.
 
Change it. Just keep a paper trail of all requests and communications by all parties.
 
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