How would you like to respond to UW's

[OSU Beavers]

Checklist reviewer needs to look busy, here answer these unnecessary stips.

 

[Tom4value]

Got 2 today and I didn't state the obvious but I really wanted to...

*Property is marked vacant but there are furnishings in the (estate sale home she mentioned in the previous sentence)
- Owner forgot to call the movers before she died, it's still vacant.

*Discuss any issues with marketability in this 55+ community.
-Given that this entire 1,000 home community is 55+ where people generally move to when they are at death's door, turnover is brisk! No effect on marketability observed.

I'm sure there are plenty more out there lol

Oh, Digger, come on! You are not new to the party. You know that about 40% (totally made up) of preparing an appraisal report is addressing client’s questions.

 

[Digger88]

Oh, Digger, come on! You are not new to the party. You know that about 40% (totally made up) of preparing an appraisal report is addressing client’s questions.

Of course bro I think what many seem to miss was a funny way to respond to the same questions we've been getting for years. I would love to respond in the way I did in the OP was the entire gist of this threat

 

[DTB]

The UW isn't an appraiser.... Really can't expect them to think the way an appraiser does. You have to spell it out in the report. Bottom line is... you can't win a battle with the UW.

These are not actual UWs. Actual UWs are seasoned in reading appraisals.

 

[Tom4value]

Of course bro I think what many seem to miss was a funny way to respond to the same questions we've been getting for years. I would love to respond in the way I did in the OP was the entire gist of this threat

Read your post again. Yup, I missed the gist. Sorry.

Yes, would love to have the gumption to answer like that! LOL.

 

[sputnam]

These are not actual UWs. Actual UWs are seasoned in reading appraisals.

Sometimes that's true. Sometimes your revision request comes from an administative person who has a checklist. Sometimes the report was read by an underwriter.... some of whom are pretty good at appraisal knowledge, some of whom don't know much about what is required of the appraiser. Sometimes, your revision request is generated by an experienced, credentialed appraiser who is doing QA and/or compliance reviews.