Increase in insurance

[BRCJR]

Appraisers and Insurance companies should be aware of areas more prone to hurricanes or wildfires.
My properties are not likely to be near wildfires and insurance companies shouldn't take advantage and jack my rates.
I was in Malibu two years ago and I drove through the mountains to get back to Burbank.
Those neighborhoods that got burnt were in middle of forestry. I don't like to live in areas surrounded by unmaintained trees.
With history of high winds in that area, it was bound to have a major disaster.
I was at the Getty Villa and good thing they maintain fire prevention landscaped. Thus, Getty Villa didn't burnt to the ground.

I was in Maui few months before that neighborhood got burnt. Dense neighborhood.
I stayed at the Hyatt Maui resort nearby and no wildfire problem there.
Proper planning and proactive fire control could have lessened the damage and lost lives.

Does not seem as if you know how insurance protection works........