Single family bedroom photo requirement

[Carnivore]

Think of it this way. It's just not that hard or time consuming to take pix of all the interior rooms, Nothing says you can not exceed the scope of work. That doesn't mean they will pay you more.

 

[glenn walker]

I thought it happened around 2010....

Yeah but some started earlier. Investors overlays after 2007 tripled and nobody trusted appraisers anymore. But with digital photos nobody complained.

 

[Fernando]

When I started appraising, no interior photos needed. Then it was kitchen and bathroom which I understand as most "expensive" interior rooms.
Then when requesting bedrooms that was rather invasive but I tell occupant lender wants them and they comply.
I personally don't want photo of my bedroom.
Before long, they will want basement and garage photos. Ugh.

 

[J Grant]

I hate taking bedroom photos - sometimes people are sleeping in there, undies on the floor or just plain weirdness -it is always the bedroom that is locked for some odd reason and I tell the people unlick it or I have to come back for another fee - PIA -

 

[Carnivore]

Unfortunately most assignments come thru an AMC Clown act. Fast N Cheap. I think if your lucky and have some Direct Lender Assignments , these are the ones you want to pamper and go the extra mile for.

 

[Fernando]

I hate taking bedroom photos - sometimes people are sleeping in there, undies on the floor or just plain weirdness -it is always the bedroom that is locked for some odd reason and I tell the people unlick it or I have to come back for another fee - PIA -

Several times, the bedroom had artsy naked photo portraits usually ladies. Nice.

 

[sputnam]

Somewhere I seem to recall I read that photos of all bedrooms are not requiredin a single family home. I have been
limiting my photos to only primary bedroom, but was told by an underwriter this was incorrect. What is the guideline?

You have a digital camera, right? You look in every room during your site visit, right? Take a picture while you are there. Whether a picture appears in your report or not is a different issue. No one will ever ask you to revise for having an 'extra' picture.

PS- Tell the occupant who lets you in that you will be taking pictures.

 

[Terrel L. Shields]

Luckily, USPAP is my basic guideline. Non-conforming loans adhere to the Interagency Guidelines...no selling guide, no 4000.1, no special rules.

 

[Tim Hicks (Texas)]

Some AMCs want pictures of the smoke detectors. Of course, they want pictures of all physical deficiencies also, but that should be done. I have seen their requirements before declining their $340 orders.