FHA and ASBESTOS

[TPERALTA]

I inspeccted a house for a FHA appraisal today. The realtor told me that the duct work is made out of an asbestos material (in the attic). apparently it was noted on the home inspection. I was unable to decipher the ducting material to be or not to be asbestos. How should I handle this in the report? I am uncertain if it is asbestos, would HUD consider this a health & safety concern even if the ducting/asbestos is in tact?

 

[RSW]

It is ok as long as it is sealed. Call for an inspection by a qualified professional and make your report subject to.

 

[Michael Tipton]

It is ok as long as it is sealed. Call for an inspection by a qualified professional and make your report subject to.

I agree with RSW. Attached is a link regarding asbestos fyi.

http://www.cpsc.gov/cpscpub/pubs/453.html

 

[RSW]

This is taken from the HOC Reference guide:

Hazards and Nuisances:
Insulation Materials
Chapter 1
Appraisal and Property Requirements
Page 1-18h

Asbestos Insulation: Asbestos used as roof shingles or siding on a house does
not pose a danger as would be if the material were deteriorating within the
confines of a home. When used as a wrap for hot water pipes, it is usually covered
and poses no danger. When the material is deteriorating into a fine powder and
can be inhaled, it may pose a danger to one’s health.

Asbestos wrapping around hot water pipes in the basement of a dwelling may be
found in older homes. If an appraiser notices this, he/she should make a note on
the appraisal report that there appears to be asbestos insulation wrap around the
hot water pipes. If there is not obvious deterioration of the asbestos such as
punctures or other damage, it should be left alone. If there is obvious damage, the
appraiser should annotate the valuation condition sheet and the lender should
require an inspection by a professional in that field to determine the proper course
of action that is the most cost effective method of abatement.