residentialguy
Elite Member
- Joined
- Mar 24, 2009
- Professional Status
- Certified Residential Appraiser
- State
- Minnesota
Not trying to be difficult, but some of this appears to be pulled from air. Where does FHA say that?
I used to live in CA for 12 years up until '95. I understand Big Bear and Arrowhead can freeze...I've skied at both. I haven't skied in La Jolla, though, as it is surrounded on three sides by ocean bluffs and beaches.
"adequate heating" - says nothing about a fireplace not being adequate.
Heating facilities that conformed with applicable law at the
time of installation, maintained in good working order. - so far, nothing has been posted about it not conforming with the law
Are there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property? Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc.)?
As I said, it may have Funct Obs (cureable) - - - but a law breaking, FHA deal killer? Not been shown yet.
You're not even a tourist. Death Valley is in California. It's the hottest place in the US. And it's only about 30 miles from the coldest place in the US. And where Smokey was living she had to huddle under a blanket with her cats to keep warm... It's freezing in that part of the state in the dead of winter.)
FHA requires a conventional heat source (except in Hawaii and maybe parts of Florida).
Well now, since you lived in California and are familiar with housing, building codes and lending, how many homes had fireplaces only for a heat source?
Have you ever performed an appraisal with a fireplace only as a heat source in any state?
There are many areas where you can't install wood burning fireplaces and wood stoves in new construction. In those areas they also have "spare the air day" where you can't use fireplaces and wood stoves.
We're not talking about codes in this thread.
I'm not familiar with CA codes...and apparently you aren't either, otherwise you would have pasted a link showing where a fireplace is not up to code as not being adequate...or showing that a heat source is even required in a 50-90 degree area, for that matter
And yes, I have appraised homes where a fireplace was the heat source - in MN.
I am familiar enough with the California codes to tell you that you have no idea of what you are talking about.
I believe that California requires 70 degrees Fahrenheit as minimum temperature for all habitable rooms, year round, as measured 3 feet off the floor. You can't convince me a fireplace commonly found in California is sufficient to heat the entire GLA of homes in La Jolla to that minimum, reliably. The state, the county and locality would cite you in a heart beat.
You could never appraise in California, no lender would accept your appraisal.
As for Minnesota, you can try and explain how a fireplace can heat the entire GLA to some minimum temperature, year round.