Fire wall in the garage for FHA?

[Buzzz]

Do you have to have a fire wall in the garage for an FHA loan?
If so please explain.....

An Appraiser noted in the appraisal that there needs to be a fire wall in the garage, but cannot give us the requirements... m2:

 

[Tim The Enchanter]

Not sure about FHA, check their rules online
Local building codes require it around here.

 

[RSW]

Not necessarily. You should check with your local codes enforcement to see if the dwelling on the subject property is subject to being up to code or not. A lot of older homes may be grandfathered in and not subject to being up to code.

 

[Buzzz]

We do not have any codes here.
We are in Southern Illinois.
What is required for FHA?????

So if you have no codes does that make a difference?????

 

[Michigan CG]

Not required for FHA unless local code requires it.

 

[Buzzz]

Not required for FHA unless local code requires it.

Thanks

Is that in writing somewhere so that I can let my appraiser know????

 

[Buzzz]

Not required for FHA unless local code requires it.

Thanks

Is that in writing somewhere so that I can let my appraiser know????

 

[Bill Streep]

HUD allows any requirement that, in the appraiser's opinion, affects the "3 S's". Safety, Soundness and Security. I'm guessing that he/she determined that this is an issue.

As always, it is the UNDERWRITER that determines what, if anything, needs to be done. He/she can ALWAYS waive any requirement.

 

[William K]

Are you talking about an existing structure or one which is under construction?

Existing structures the appraiser follows HUD / FHA- MPR's -Minimum Property Requirements
Whereas involving New construction the appraiser follows HUD/ FHA -MPS- Minimum Property Standards

They will have slightly different requirements.

The HUD handbooks 4150.2 and 4905.1 along with FHA Protocols, Appendix D are available on-line by going to the FHA / HUD website.

It is not an FHA requirement for existing construction.

 

[Buzzz]

It is an existing structure.
I think it was built in 1997.

So if he put that in the report underwriting may not make us do anything????