Background checks again.

[Delta85]

That is not the issue. If it were there would be a requirement to be bonded.

Appraisers breaking laws, robbing or assaulting borrowers in their homes, etc. is just fairy tales. Unscrupulous lenders, loan officers, and others in that category helped cause the meltdown in 2008 and turned peoples lives upside down.

 

[Delta85]

No lender wants a sex offender to enter a client s home.

More fairy tales and scare tactics from someone with a product to sell.

 

[Roy Courtney]

I have no problem with a client or AMC wanting a background check. Just don't ask me to pay for it.

You know, I would have expected you to say that! You are one of those that would bark like a dog and howl at the moon if ANY AMC told you too! Sad. A chain is only as strong as it's weakest link....that is you my friend!

 

[Delta85]

You know, I would have expected you to say that! You are one of those that would bark like a dog and howl at the moon if ANY AMC told you too! Sad. A chain is only as strong as it's weakest link....that is you my friend!

Got news for ya pal, ANYWHERE in the real world an employee is hired a background check is completed. It's also very common for subcontractors in the government and private sector. If a client wants one, or even an AMC, I have no problem with it just don't ask me to pay for it.

This is another example of you being out of touch and pushing appraisers to isolate themselves and sit home by an unringing phone with your horrible business advice. Imagine telling a potentially good client or decent AMC to go pound sand and refuse their work just so you can avoid a background check? We all don't live on our moms basement like you do.

Go ahead and take my challenge, apply for any job of substance and try to avoid a background check and perhaps even a drug screening and physical and get back to me with how many offers you get.

 

[Evincere]

More fairy tales and scare tactics from someone with a product to sell.

I am constantly reminded of a particular commercial when I read JT's characterizations and dramatizations; Joanie is the commercial narrator; Lender is Ms. Fletcher;

Taken at its face value, the commercial portrays a dangerous situation for a senior, with perhaps dire consequences: an elderly person suddenly incapacitated at home, unable to get help, perhaps for hours or even days.

The "I've fallen and I can't get up" ad had the double misfortune of being unintentionally campy and appearing often on cable and daytime television.

The fact that the commercial was a dramatization (as clearly stated in the beginning of the commercial) using bad acting also contributed to the humor. The combination made "I've fallen... and I can't get up!" a recognized, universal punchline that applied to many comedic situations. All of these factors made the ad memorable, ensuring the line's place in pop culture history.

The phrase is made out, however, to be much less campy. It is now usually followed by a narrator who talks about the reason behind why such a situation would be serious, giving the impression that the people behind the infamous commercial never intended it to have any humor behind it and didn't want the phrase to be used in any humorous manner.

Another catchphrase which was also used by an elderly man named Mr. Miller in the same LifeCall commercial, and also humorously popularized, was "I'm having chest pains!"

http://en.wikipedia.org/wiki/I've_fallen_and_I_can't_get_up!

 

[444nutman]

The background check, is just an AMC distraction technique. The AMC's can say hey we are doing our due diligence. Joan pimps it because she makes money on it and she is not an appraiser.
So the AMC screams background check so you won't talk about them rolling over to lender pressure like E-appraise it and now Streetlinks.
It distracts from talking about Vesta Valuation getting paid up front and the owner took the money and decided to stiff appraisers for millions in fess. I could list 10 other AMC's that decided to go out of business and not pay appraisers.
It distracts from the AMC broadcasting an order for $200 and the borrower paid $550 for the appraisal.
It distracts from talking about AMC owners that have sanctions against their appraisers license or owners who have been convicted of running Ponzi schemes.
It distracts from all the talk of splitting the fees on the HUD statement.
The background check thing is just a smokescreen. If you look at the above list, I think the background check is going in the wrong direction. AMC's are the bad players in the appraisal game.

 

[Adios]

The background check, is just an AMC distraction technique. The AMC's can say hey we are doing our due diligence. Joan pimps it because she makes money on it and she is not an appraiser.
So the AMC screams background check so you won't talk about them rolling over to lender pressure like E-appraise it and now Streetlinks.
It distracts from talking about Vesta Valuation getting paid up front and the owner took the money and decided to stiff appraisers for millions in fess. I could list 10 other AMC's that decided to go out of business and not pay appraisers.
It distracts from the AMC broadcasting an order for $200 and the borrower paid $550 for the appraisal.
It distracts from talking about AMC owners that have sanctions against their appraisers license or owners who have been convicted of running Ponzi schemes.
It distracts from all the talk of splitting the fees on the HUD statement.
The background check thing is just a smokescreen. If you look at the above list, I think the background check is going in the wrong direction. AMC's are the bad players in the appraisal game.

I think you forget that AMCs are being background checked as well. In fact they have to be background checked 38 times at present. Comments on AMC Rules are due next week. If you have comments you should send them in. I am working on that now.

There is no distraction. All of those things are part of the due diligence process.

 

[Adios]

Got news for ya pal, ANYWHERE in the real world an employee is hired a background check is completed. It's also very common for subcontractors in the government and private sector. If a client wants one, or even an AMC, I have no problem with it just don't ask me to pay for it.

This is another example of you being out of touch and pushing appraisers to isolate themselves and sit home by an unringing phone with your horrible business advice. Imagine telling a potentially good client or decent AMC to go pound sand and refuse their work just so you can avoid a background check? We all don't live on our moms basement like you do.

Go ahead and take my challenge, apply for any job of substance and try to avoid a background check and perhaps even a drug screening and physical and get back to me with how many offers you get.

Delta has the only valid opposition, in my not so humble opinion. Resistance is futile. But there is a valid argument as to who pays.

 

[Non Sequitur]

Delta has the only valid opposition, in my not so humble opinion. Resistance is futile. But there is a valid argument as to who pays.

Joan, it's not only who pays it's the "who" involved. I have no problem with the state or a good local client, and have rolled my finger prints for a few. But you and your AMC clients can't be trusted, whether it's to secure the data or not use it for other purposes. You just posted in another thread how you pulled, without anyone's permission, background checks on every appraiser on a banks panel. Why? To market your business. I'm don't give a rats arse if you are anyone else thinks I'm a criminal for thinking it's creepy, intrusive and wrong. I will never give you or any of your AMC clients ownership of my data, permission to use it however and whenever you want to and hold you harmless if it's misused or stole.

And Delta is correct, the background check business is booming, that's why Joan and a host of other carpet baggers have jumped on the train. But what Delta fails to mention is that the employer-employee relationship is heavily regulated, it's still the wild west in regards to what appraisers are facing now. And once you're employed that's one company with your info on file, not dozens as is the case with appraisers.

If the OCC and the AQB want background checks/screening they need to step up and provide the parameters and a blind system like TWIC cards. It's good enough for the feds, it should be good enough for us lowly appraisers.

 

[Evincere]

Delta has the only valid opposition, in my not so humble opinion. Resistance is futile. But there is a valid argument as to who pays.

Weal if that's the case, resistance being futile and all (clever Borg ploy btw - which captain Kirk conquered) perhaps you should stop asking Appraisers to pay for their bc checks and make who pays for the bc a priority with your your "subscribers" -

Because until bc is a requirement for Appraisers to complete assignments and written into law your resistance is futile mantra is tantamount to a Mexican standoff.