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Using MLS Photos

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SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report.


APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that:

1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report.


There it is on the form and in the certification you sign.

Now just drive to the comps and inspect them from the darn street.

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Marion, they're trying to say that it can be interpreted that inspection from the street can mean using imagery such as Google Earth (street views). So it doesn't matter how many times we copy, enlarge, bold and color the cert and then paste it.
 
In my experience, the clients with which I do business allow the possibility that the primary improvement cannot be inspected from the street. They allow/require some evidence of making an effort to comply and provide an original photo (like a photo of the mailbox, or the gated entry, or the concertina wire with the pack of Tosa Inus or Cane Corsos behind it) and a brief note about why inspecting the primary improvement was not possible. Some clients also allow the weather exception when weather prevents timely delivery of an appraisal: in these circumstances, I've offered the client the choice of getting the appraisal on time or extending the delivery date to allow me to get an original photo. Again, note in file and note in report about the circumstances.

But the exception isn't the standard.
 
Marion, they're trying to say that it can be interpreted that inspection from the street can mean using imagery such as Google Earth (street views). So it doesn't matter how many times we copy, enlarge, bold and color the cert and then paste it.

Because NO WHERE does it say the photo has to come from the street.
NO where is INSPECTION defined..........or even evidenced by a photo taken at 5 miles an hour, or after 2 minutes of sitting alongside the opposite curb. Shall we argue that you should sit in front of a comp, from the public street for a minimum of 15 minutes before you can "qualify" your time spent as having "inspected" the comp?

Arguing does not good, because WE are not the ultimate decision makers that count. Ambiguity is interjected purposely so that slippery fish can not be caught. It's not like these forms were written by a bunch of GED folks in 10 minutes.

It's all left up to the interpretation of the state board that is currently sitting, when some entity wants to point a finger at an appraiser.

Arguing about it is a waste of electrons adding to the CO2 warming the earth.

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Because NO WHERE does it say the photo has to come from the street.
NO where is INSPECTION defined..........or even evidenced by a photo taken at 5 miles an hour, or after 2 minutes of sitting alongside the opposite curb. Shall we argue that you should sit in front of a comp, from the public street for a minimum of 15 minutes before you can "qualify" your time spent as having "inspected" the comp?.

If your shutter speed can't keep up with your vehicle speed, I think you'd have a hard time arguing that you "inspected" anything.

(We cited Bill about the meaning of "is", are you now citing Hilary's "what difference does it make anyway" defense?:giggle:
 
If your shutter speed can't keep up with your vehicle speed, I think you'd have a hard time arguing that you "inspected" anything.

(We cited Bill about the meaning of "is", are you now citing Hilary's "what difference does it make anyway" defense?:giggle:

I had a camera like that once. The only good thing about it was it used real batteries.

Equating me with Hillary?


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I had a camera like that once. The only good thing about it was it used real batteries.

Equating me with Hillary?


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No. But the fact that "inspect" is nowhere defined in appraisal land is not a defense for an appraiser not doing what she says she did.

There are any number of appraisers in this astute forum who are capable of writing an inspection protocol for comparable properties. But to plead that the word used to describe expected action is ambiguous is disingenuous. And perhaps whatever an appraiser does when he isn't doing what he knows is required may not have a significant effect on the appraisal result, that doesn't obviate the obligation to do it.
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Because NO WHERE does it say the photo has to come from the street.
NO where is INSPECTION defined..........or even evidenced by a photo taken at 5 miles an hour, or after 2 minutes of sitting alongside the opposite curb. Shall we argue that you should sit in front of a comp, from the public street for a minimum of 15 minutes before you can "qualify" your time spent as having "inspected" the comp?

Arguing does not good, because WE are not the ultimate decision makers that count. Ambiguity is interjected purposely so that slippery fish can not be caught. It's not like these forms were written by a bunch of GED folks in 10 minutes.

It's all left up to the interpretation of the state board that is currently sitting, when some entity wants to point a finger at an appraiser.

Arguing about it is a waste of electrons adding to the CO2 warming the earth.

.


Give me a break you JoycePottsWannabee troll. You need to take some USPAP classes, study the GSE selling guides, and get some more appraisal-specific education behind you and stop listening to so much Alex Jones and InfoWars.
 
Over the weekend , to comply with the insane rule of original photos, some BLM loser boxed me in on the street exit his car and question what i was doing in his hood. After some words, he wanted me to step out of the car. My friends Smith and Wesson told me they didn't think it was a good idea. Those who say comp photo isn't dangerous aren't shooting them.
 
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