Using MLS Photos

[djd09]

you have the choice of whether to accept an order that will be subject to fannie standards.

the same old tired line

 

[Deleted member 130081]

I drove my comps for a report I am working on last night. My absolutely best comparable needs a new roof. You don't see that on the MLS photo.

And did that information significantly change your value opinion of the subject? Maybe it would in this case. Though let me ask a question. How often do you reconcile a value opinion based on the sale price of a single comparable? If the answer is all the time, then maybe that's just the way your market is and that's as good as it gets in your area. But then answer the next question, how credible is a value opinion that was based on a single sale?

 

[Meandering]

No. But the fact that "inspect" is nowhere defined in appraisal land is not a defense for an appraiser not doing what she says she did.

Did you start a new argument without me? Who said you can not do something you say you did when what you did is not defined in what has to be done?

Does driving past the comp result in an inspection? Does taking a picture of a comp while driving past, result in an inspection? Can't you be in the public road and look at the comp on Google and still meet the requirement of inspecting from the public street?

Does the FDA inspect meat from the communal hallway evidenced by a photo?

There are any number of appraisers in this astute forum who are capable of writing an inspection protocol for comparable properties. But to plead that the word used to describe expected action is ambiguous is disingenuous. And perhaps whatever an appraiser does when he isn't doing what he knows is required may not have a significant effect on the appraisal result, that doesn't obviate the obligation to do it.

Oh please. You're going to gage my level of being guanine in my comments? Of course I take pictures of comps. That's what I have been taught to do. But, simply because I have been taught that, does not mean it is not open to other interpretations, else, ambiguous language would not exist. If the Ivory tower wanted a picture from the public street, it would say exactly that, yet it does not, but, it is very specific about being inside the subject on the 1004.

Give me a break you JoycePottsWannabee troll. You need to take some USPAP classes, study the GSE selling guides, and get some more appraisal-specific education behind you and stop listening to so much Alex Jones and InfoWars.

1st, I don't know who Alex Jones and InforWars, are, is, were, are gonna be.

2nd, Yup, calling people names answers all questions.

3rd. Taking classes.

BBBBBBAAAAAAAAAAHHHHHHHHHWWWWWWWWWWWAAAAAAAAAAA!

.

 

[djd09]

Definition of independent

1. 1 : not dependent: as a (1) : not subject to control by others : self-governing (2) : not affiliated with a larger controlling unit <an independent bookstore> b (1) : not requiring or relying on something else : not contingent <an independent conclusion> (2) : not looking to others for one's opinions or for guidance in conduct (3) : not bound by or committed to a political party c (1) : not requiring or relying on others (as for care or livelihood) <independent of her parents> (2) : being enough to free one from the necessity of working for a living <a person of independent means> d : showing a desire for freedom <an independent manner> e (1) : not determined by or capable of being deduced or derived from or expressed in terms of members (as axioms or equations) of the set under consideration; especially : having linear independence <an independent set of vectors> (2) : having the property that the joint probability (as of events or samples) or the joint probability density function (as of random variables) equals the product of the probabilities or probability density functions of separate occurrence

http://www.merriam-webster.com/dictionary/independent

 

[Meandering]

Definition of independent

1. 
   

1. 
   Easier:

1. 
   

1. 
   Independence is never managed.

1. 
   

1. 
   .

 

[TRESinc]

the same old tired line

sucks when everyone keeps giving you the answer you don't want, huh?

Definition of independent

1. 1 : not dependent: as a (1) : not subject to control by others : self-governing (2) : not affiliated with a larger controlling unit <an independent bookstore> b (1) : not requiring or relying on something else : not contingent <an independent conclusion> (2) : not looking to others for one's opinions or for guidance in conduct (3) : not bound by or committed to a political party c (1) : not requiring or relying on others (as for care or livelihood) <independent of her parents> (2) : being enough to free one from the necessity of working for a living <a person of independent means> d : showing a desire for freedom <an independent manner> e (1) : not determined by or capable of being deduced or derived from or expressed in terms of members (as axioms or equations) of the set under consideration; especially : having linear independence <an independent set of vectors> (2) : having the property that the joint probability (as of events or samples) or the joint probability density function (as of random variables) equals the product of the probabilities or probability density functions of separate occurrence

http://www.merriam-webster.com/dictionary/independent

USPAP trumps merriam webster. you have the choice of accepting the assignment conditions when the order is presented to you or not.

 

[djd09]

Breaking the certification every time. But no crying about independence here. Fannie say, you do.

 

[CANative]

djd should switch to that other group where Ahhh Nooooo!!! posts to complain about us.

 

[djd09]

they will probably settle without admitting or denying guilt. but but but there are original comp photos.

 

[Adios]

If I had not been a citizen of this community or so long it would be difficult to believe that some allegedly professional appraisers are arguing that inspecting the photos of a property meets or exceeds the require to view the property. I dare anyone with that insane view to write your state board and ask if they agree with you.

It is simple English folks. The requirement is to view THE PROPERTY - not photos of the property - THE PROPERTY

And this ridiculous discussion is what makes me feel so entirely pessimistic about the future of the profession. This thread is a shameful display of willful ignorance .