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Freddie: MLS Photo

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1. Didn't need it as a comp before.
2. So I'm suppose to conform my schedule to take one picture? Forget it. Better things to do.
3. I have better things to do on Sunday.
Because you might use it later? :)
 
1. Didn't need it as a comp before.
2. So I'm suppose to conform my schedule to take one picture? Forget it. Better things to do.
3. I have better things to do on Sunday.
Because you might use it later? :)
Color? Who cares what color it is? What I can tell you is that it's a 2 story on a tree lined residential street with no negative external factors
and you just know the exact condition of that house and know the view of that lake isn't obstructed, etc ....
riiiight, and I'm Batman
 
Also paid to do what we say we agreed to do. Try just writing a value down on a postcard and submitting it.

Eh, maybe.
3 or 4 great comps selected by a good appraiser who dodged the comp pics or 3-4 so-so comps by a less than competent appraiser with a great 1004 MC and original pics. I know which one I'd rather buy or complete.
 
Because you might use it later? :)
and you just know the exact condition of that house and know the view of that lake isn't obstructed, etc ....
riiiight, and I'm Batman

When the house 25 doors down is involved in an appraisal I am doing, I would certainly be able to remember the lake view. Why? Because I have gone past it dozens of times, have probably appraised or at least been inside houses with 5 of it. See, I went on Tuesday broker tours to see what's new on the market. Great way to see inside your eventual comp sales and what the current competing properties are like.

Who has time for that? Those who work tight markets and charge enough so that they are not sweating over reports day and night. Just a public service announcement.

Condition would be based on MLS description and photos or lack thereof.

Any more red herrings you wish to add?
 
When the house 25 doors down is involved in an appraisal I am doing, I would certainly be able to remember the lake view. Why? Because I have gone past it dozens of times, have probably appraised or at least been inside houses with 5 of it. See, I went on Tuesday broker tours to see what's new on the market. Great way to see inside your eventual comp sales and what the current competing properties are like.

Who has time for that? Those who work tight markets and charge enough so that they are not sweating over reports day and night. Just a public service announcement.

Condition would be based on MLS description and photos or lack thereof.

Any more red herrings you wish to add?
I'm talking about all the houses in your 2 dozen zip codes or so. The example of you not even knowing the color of a house 25 doors down is to show you how preposterous you notion is that you know all the things on every house and every lot. You don't know the color of the house, yet you seem to know that the SW side of that house has differed maintenance or the roof is shot, lol. Oh sure, the listing has a lake view, as the realtor put in his MLS sale pitch. Yeah, it has a lake view...if you're on the roof due to a small rise in the lot.. Every lot is different and a little rise in the lot's terrain (that you can't see on google) will cover a view, while you're house 5 doors down doesn't have that problem. These are just a few examples of relevant reasoning, not red herrings.
 
I'm talking about all the houses in your 2 dozen zip codes or so. The example of you not even knowing the color of a house 25 doors down is to show you how preposterous you notion is that you know all the things on every house and every lot. You don't know the color of the house, yet you seem to know that the SW side of that house has differed maintenance or the roof is shot, lol. Oh sure, the listing has a lake view, as the realtor put in his MLS sale pitch. Yeah, it has a lake view...if you're on the roof due to a small rise in the lot.. Every lot is different and a little rise in the lot's terrain (that you can't see on google) will cover a view, while you're house 5 doors down doesn't have that problem. These are just a few examples of relevant reasoning, not red herrings.

Don't hate because you need to do things differently, it seems.

S l o w d o w n and read. I worked an urban suburban market with many high rise condos. As such, I knew where the adverse conditions may appear, i.e. high tension wires, airport noise, smaller than average lots, larger than average lots etc. When I'd get an assignment I already knew what I would be dealing with and also have comps in a folder with a similar situation.

Do you think I didn't collect the data when I appraised in a high rise? Floor plans for each tier, which tiers faced Lake Michigan?

I did a TON of pre-work for particular assignments and excuse me but my stock comp pics or from MLS would just have to suffice.
 
S l o w d o w n and read. I worked an urban suburban market with many high rise condos.
I'm talking about residential homes, not high rises. Houses are what you need to view if you haven't personally inspected from the street and photographed them recently.
 
Same old same old.
1). So you drive by the place and there is a dozer and pile of lumber? You assume it was there at point of sale? Really? Unless it maybe sold with the place. I've driven by and took photos of lots of places that have changed since they bought; new siding, new roof, new garage, etc. Guess what. I use MLS photo. Best represents property at point of sale.

2). If I drove by the sale yesterday and looked at it when it had a sold sign on it, and didn't take a picture and then use the MLS photo because I'm using it as a comp, what's the big deal. If it's OK with my client then so what. I just drove by a property today on way to hardware store. Sold sign. Looked down the drive way. Couldn't see anything. Guess what. That will have an MLS photo.

3). Yes we've all heard the argument that how else can we prove that we were there as if that provides unequivocal proof. It doesn't.

And yes saving time does become a factor. When I have 20 reports sitting on my desk and people are needing appraisals to close on loans and then I take one hour to go drive by a house to take an original photo EVEN though I have looked at that home before and KNOW I can't get a photo of it because it has a long drive way and can't see it that is JUST PLAIN not a good use of time or efficiency.
You can keep peddling your excuses but at the end of the day you are a liar. You are falsely signing a certification stating you have done something that you haven't done. Your excuses are meaningless, if they help you sleep at night good for you. It's appraisers like you that give the rest of us a bad name...
 
Don't hate because you need to do things differently, it seems.

S l o w d o w n and read. I worked an urban suburban market with many high rise condos. As such, I knew where the adverse conditions may appear, i.e. high tension wires, airport noise, smaller than average lots, larger than average lots etc. When I'd get an assignment I already knew what I would be dealing with and also have comps in a folder with a similar situation.

Do you think I didn't collect the data when I appraised in a high rise? Floor plans for each tier, which tiers faced Lake Michigan?

I did a TON of pre-work for particular assignments and excuse me but my stock comp pics or from MLS would just have to suffice.
If you are cutting corners there, I bet you are cutting corners other places too...is it really that hard to just say what you've done and do what you've said? You don't get to decide which client requirements you feel like completing and which ones you don't. You've certified something with your signature, that should mean something to you.
 
The fact a comp today is under construction (and was only closed sale six weeks ago) doesn't mean I not only have proof I was there after the sale, but whether it "represents" the sale or not, it is useful to know why it was my cheapest sale, even though newest house- it had problems. It is getting a complete make over, enclosing the 1 car garages into additional bed and bath (it was a 2/1 each side duplex) and adding 2 car garage. Income will go up a couple hundred dollars per unit, enough to service the cost plus some.

Funny that in 1995 no one had the excuse the traffic was too great, people were in the yard, I didn't want to go back....

Would load pix but site say it is "too large" 150kb???
 
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