Where Do You Think "geographic Competency" Begins And Ends?

[timd354]

Lenders and AMC people are free to read this board, correct? Anyone reading this board with certain interests can use the results of this poll and share it with others. Appraisers just need to be a little careful perhaps,

LOL, nobody who matters is going to give 2 pieces of dung about the results of some silly, non-scientific poll on the AF. The level of paranoia among some of you is unbelievable.

 

[Eli]

I would delineate that begin and end point somewhere near the intersection of "suburban" and "rural".

I disagree in my market. Big time. Urban can change like night and day on one street. A hundred feet maybe.

 

[timd354]

Well, DWiley, you are one of those AMC people, and much as I enjoy debating with you as others might , appraisers should be aware of the fact that anyone can use the information gleaned here, and when there is more than a casual disagreement on a topic within the profession itself, such as whether low fees impact quality, whether a higher education or more training is beneficial etc, look at how it ended up-for appraisers,;now we are going down that same road with geo competency..

LOL, apparently if it was not for the information gleaned on AF, AMC's would be paying appraisers at least double what they are paying them now.

 

[J Grant]

"DWiley-Again my question is, what is the line of demarcation between lack geo competence and simply not yet having done what SR 1-2 and SR 1-3 require? "

It is not always a case of what an appraiser DOES, such as in SR1 and SR-3, doing some research to gain competency, it is what the appraiser has learned from years of experience in an area . Without that experience, how do they even know what they don't know ? When appraising in a new area, especially a far off one in a region or state they have never seen how do they know the right questions to ask or whether to take at face value an answer a RE agent provides, or how to evaluate certain data. .

Dwiley-If the future unfolds as many expect, this question needs a clear answer

Again, appraisers, be aware-this topic of geo competency is not being introduced now as the new threshold of competence as a confidence. Lacking a CLEAR answer, aka the fact that there is debate among appaisers themselves about how needed geo competency is, serves as a basis to eliminate it, if it is not needed cor competence, then geo competence becomes one more pesky thing getting in the way of turn time, and no doubt eliminating it will be touted as the magic solution to alleviate the "shortage" (that only exists in three states ) Eliminating geo competence as a selector paves the way for more Uber like changes to the profession, the future alluded to.

 

[Eli]

AMC’s are looking for fast and cheap. When fees get separated for “appraisals”?

AMC’s will want to call it something else like Zilllie.

Appraisers will still survive. I get more and more appraisals from realtors and homeowners. Court work will thrive against Zillie. Lol

Just give the appraisal to the court like a tax appeal.

 

[J Grant]

LOL, apparently if it was not for the information gleaned on AF, AMC's would be paying appraisers at least double what they are paying them now.

As usual, as a way of discrediting you turn somehing posted into a mis representation..

Did I say "if it was not for the information gleaned on AF, AMC's would be paying appraisers at least double what they are paying them now?"?

Yes or no answer, please.

Of course I did not say it, YOU inferred it as something I said, or believe it, (neither of which is true)

I did say that anyone can read this board and can share/ use the information and content of posts and polls for their own purposes .

 

[Doug in NC]

I disagree in my market. Big time. Urban can change like night and day on one street. A hundred feet maybe.

Eli, my comment was in jest- not to be taken seriously. The fact of the matter is this, there is no clear answer for the poster's highly objective question.

 

[timd354]

As usual, as a way of discrediting you turn somehing posted into a mis representation..

Did I say that,if it was not for the information gleaned on AF, AMC's would be paying appraisers at least double what they are paying them now??

Yes or no answer, please.

Of course I did not say it, YOU inferred it as something I said, or believe it, (neither of which is true)

I did say that anyone can read this board and can use the information and content of posts and pools here for their own purposes .

Nobody who matters and who affects appraisal regulations and policy cares about what is posted on the AF as virtually everyone I know who really matters in this profession dismisses the AF as a bastion of kooks and don't pay it much if any attention. Sorry to say that, but that is just the gawd's honest truth. Despite your thinking that what gets posted here somehow matters and gets used by people to further beat down the profession, that is just not the case, but that won't stop the paranoid fantasies and conspiracy theories of some of the regular AF posters.

 

[J Grant]

Eli, my comment was in jest- not to be taken seriously. The fact of the matter is this, there is no clear answer for the poster's highly objective question.

Dwiley-If the future unfolds as many expect, this question needs a clear answer

Just be aware that you, and any others saying saying there is no clear answer can be used as a basis to persuade regulators and clients that geo competency, or perhaps licensing limitations per state should be struck down. Appraises answer such as you had in the spirit of intellectual debate but your answers may not be used in that same manner.

 

[DWiley]

"DWiley-Again my question is, what is the line of demarcation between lack geo competence and simply not yet having done what SR 1-2 and SR 1-3 require? "

It is not always a case of what an appraiser DOES, such as in SR1 and SR-3, doing some research to gain competency, it is what they already know, what have already learned from years of experience in an area to gain context. Without that experience, how do they even know what they don't know when appraising in a new area, aka what questions to even ask or whether to take at face value an answer a RE agent provides.

Dwiley-If the future unfolds as many expect, this question needs a clear answer

Again, appraisers, be aware-this topic of geo competency is not being introduced now as the new threshold of competence as a confidence. Lacking a CLEAR answer, aka the fact that there is debate among appaisers themselves about how needed geo competency is, serves as a basis to eliminate it, if it is not needed cor competence, then geo competence becomes one more pesky thing getting in the way of turn time, and no doubt eliminating it will be touted as the magic solution to alleviate the "shortage" (that only exists in three states ) Eliminating geo competence as a selector paves the way for more Uber like changes to the profession, the future alluded to.

You need to just chill a little.

There is nothing to really motivate anyone pursing bifurcated appraisals to seek change to what USPAP requires about geo competency. USPAP already allows one to gain competency (of any type) during an assignment. USPAP does not require geo competency (or any other sort of competency) at the beginning, just at the end. So, the current requirements pose no obstacle to overcome.

The clear guidance is needed for those appraisers who are concerned with actual compliance. As I see it right now, it is not clear at all. I loved AF's reference to suburban and rural, because I think it is about the clear myself.

If you think it is clear, then just answer the question I posed (and sharing an anecdote is not answering) Thanks in advance for your answer.