Rick Stillman
Senior Member
- Joined
- Jan 19, 2014
- Professional Status
- Certified Residential Appraiser
- State
- Colorado
Let's step back for a moment, put our petty complaints aside, and really take a good look at where we are today. I am talking about residential appraising for lending.
It's not pretty.
We've been stomped on since 2008. That's not a year, or a few years, that's a flipping DECADE!
And all that time we have not managed to gather any meaningful strength of any kind. We are galley slaves.
Among many contributors here, let me point out, as an example, Eli. Year in and year out, he just keeps on "selling it" - saying things are going to get better, just wait and see. Well Eli, I don't have too many more decades to **** away, I'm sorry to say. When is enough enough?
There is no reason for things to improve. We have been infiltrated by skippies that burn and churn reports out for whatever they can get. Fees will go higher when McDonald's cooks get $25 an hour, or whatever they were protesting for. Those poor souls deserve to drive a new car too, right? If a janitor can be a "sanitary engineer" then a cook can be a "food processor specialist" I guess. Such unadulterated drivel. I'm insulted even being told this, over and over, with a straight face. Do I look stupid? Perhaps. USA - the land of the idiots. Our national flag should be the one dollar bill, because that is what everything is run on - where is the dollar? Well when we find that, then we figure out how to benefit the guy that has it. Even if it shakes the economy and brings it to its knees for almost a decade. Who cares if the masses are starving? Let them eat cake! Um, no - cut off their heads - the ones in charge I mean. It was done with good ol Marie, and it can be done again. Once the next recession hits, a few good riots and burning police cars will get someones attention - it always does, and isn't it too bad that is what it takes?
I ultimately will keep appraising as it is a good SIDE gig for some extra money. Now, the final blow that will destroy the lending part of this business is when the AMCs and lenders have their own STAFF appraisers that they can have total control over. Funny how things came back to the starting point. In the 90's the major reorganization was to get appraisers OUT of being staff and controlled by the banks. They were to be licensed, trained professionals that were independent.
Damn this country. Damn them for sucking a decade of my life away, and still lying to me telling me things will get better. You should hear the scary news I hear about the coming recession, which would already be here if it were not for the tax shifts to benefit business. We are running on borrowed time. Our economy is sinking, and we are losing industries and jobs steadily. But through it all, money talks, for sure. Follow the money and you will find the root of the problem.
And speaking of the root of the problem - if we go down, so do the billion dollar AMCs. Some of them anyway. BUT if quality is raised, then fees would go up and EVERYONE would make more money. We need muscle to fight the lenders, and we sure don't have any whatsoever. The AMCs, however, do... They are organizing and gaining strength every day. We, on the other hand, are complaining every. Single. Day. And nothing is changing, or at least not nearly fast enough. We've given it a decade. Time to slam on the brakes to this silly game. If we don't, the coming recession surely will, and it won't be pretty.
What to do? I like the idea of a Boston tea party. Publicity would be good, and isn't it ironic that Boston is in Andy Cuomo's backyard? The man that took a stand and started it all. Maybe he can show up and say a few words to the press. He likes attention, and I hope he gets a lot of it.
If we can't do something. Anything. Then we deserve what we've been getting, and will continue to get.
You want some cheese with that whine?
It's not pretty.
We've been stomped on since 2008. That's not a year, or a few years, that's a flipping DECADE!
And all that time we have not managed to gather any meaningful strength of any kind. We are galley slaves.
Among many contributors here, let me point out, as an example, Eli. Year in and year out, he just keeps on "selling it" - saying things are going to get better, just wait and see. Well Eli, I don't have too many more decades to **** away, I'm sorry to say. When is enough enough?
There is no reason for things to improve. We have been infiltrated by skippies that burn and churn reports out for whatever they can get. Fees will go higher when McDonald's cooks get $25 an hour, or whatever they were protesting for. Those poor souls deserve to drive a new car too, right? If a janitor can be a "sanitary engineer" then a cook can be a "food processor specialist" I guess. Such unadulterated drivel. I'm insulted even being told this, over and over, with a straight face. Do I look stupid? Perhaps. USA - the land of the idiots. Our national flag should be the one dollar bill, because that is what everything is run on - where is the dollar? Well when we find that, then we figure out how to benefit the guy that has it. Even if it shakes the economy and brings it to its knees for almost a decade. Who cares if the masses are starving? Let them eat cake! Um, no - cut off their heads - the ones in charge I mean. It was done with good ol Marie, and it can be done again. Once the next recession hits, a few good riots and burning police cars will get someones attention - it always does, and isn't it too bad that is what it takes?
I ultimately will keep appraising as it is a good SIDE gig for some extra money. Now, the final blow that will destroy the lending part of this business is when the AMCs and lenders have their own STAFF appraisers that they can have total control over. Funny how things came back to the starting point. In the 90's the major reorganization was to get appraisers OUT of being staff and controlled by the banks. They were to be licensed, trained professionals that were independent.
Damn this country. Damn them for sucking a decade of my life away, and still lying to me telling me things will get better. You should hear the scary news I hear about the coming recession, which would already be here if it were not for the tax shifts to benefit business. We are running on borrowed time. Our economy is sinking, and we are losing industries and jobs steadily. But through it all, money talks, for sure. Follow the money and you will find the root of the problem.
And speaking of the root of the problem - if we go down, so do the billion dollar AMCs. Some of them anyway. BUT if quality is raised, then fees would go up and EVERYONE would make more money. We need muscle to fight the lenders, and we sure don't have any whatsoever. The AMCs, however, do... They are organizing and gaining strength every day. We, on the other hand, are complaining every. Single. Day. And nothing is changing, or at least not nearly fast enough. We've given it a decade. Time to slam on the brakes to this silly game. If we don't, the coming recession surely will, and it won't be pretty.
What to do? I like the idea of a Boston tea party. Publicity would be good, and isn't it ironic that Boston is in Andy Cuomo's backyard? The man that took a stand and started it all. Maybe he can show up and say a few words to the press. He likes attention, and I hope he gets a lot of it.
If we can't do something. Anything. Then we deserve what we've been getting, and will continue to get.
You want some cheese with that whine?
