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Personal use cannabis growth inside house

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ejago1

Freshman Member
Joined
Oct 4, 2019
Professional Status
Licensed Appraiser
State
California
Did an SFR inspection in California where they had 6-8 potted cannabis plants growing indoors in a bedroom. According to the owner, this was legal, for personal use, NOT for sale. Order from lender/AMC does not indicate "Stop" or address this in any way. This is for a conventional loan refinance, NOT FHA.

As I see it, my choices are:
1. Do not proceed any further with order until addressed with client (risk losing fee)
2. Proceed with order and notate findings in report, including pictures.

Does anyone have any experience with similar scenarios? How did you proceed? What were the lenders thoughts?
 
Scope creep used to be a concern, now I fear it is weed creep. Is it reasonable to expect an appraiser to observe the RE of the subject AND “inspect” all the plants to determine if the borrower might be growing Mary Jane alongside the Rosemary?
 
Most clients want to be notified, you will get at least an inspection fee
 
What if you saw a couple of firearms sitting on a dresser?
Would assume them to be legal or illegal?
Would you view them as personal property and move on?
 
I don't care what they are growing in potted plants.... EXCEPT if the House is nothing but Cover for a Scaled up Weed operation then I will walk away and decline the assignment. I am not the PO PO....

OTOH If I observe Serious Child Abuse....Thats where I draw the Line from being an Appraiser first to Being a Citizen First.
 
Did an SFR inspection in California where they had 6-8 potted cannabis plants growing indoors in a bedroom. According to the owner, this was legal, for personal use, NOT for sale. Order from lender/AMC does not indicate "Stop" or address this in any way. This is for a conventional loan refinance, NOT FHA.

As I see it, my choices are:
1. Do not proceed any further with order until addressed with client (risk losing fee)
2. Proceed with order and notate findings in report, including pictures.

Does anyone have any experience with similar scenarios? How did you proceed? What were the lenders thoughts?
 
Many clients have specific instructions stop and call if at property appraiser sees a cannabis grow / but a few plants for their personal use probably does not fit that so your call, don't put them in photo lol
 
Over the years I've seen a lot of things that I suspected were illegal and quite a few I knew were illegal. None of my business unless the real estate was adversely affected by their presence.
 
No its none of your business and in California, almost all Counties allow it. Where the real problem for the appraiser comes in is when he/she enters personal property and starts playing law enforcement. Personally If was was using personal plants and some appraiser made an-issue I would hand it to our attorney and tell him to file a lawsuit against both the appraiser and the AMC who sent him to my home. Also in California, you could not find a Judge or Jury that would rule on your side. Also if you called the police they would tell you to quit wasting their time and resources .

Anyway if you stay in California I suggest you get a very good Attorney because you will need one. Your job is to appraise property and unless you see something like an-abused child, or animal, don't look through peoples underwear drawers or check to see if there guns are legal . Rats and snitches don't last long out here in CALI :) LMAO
 
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