Appraising in Texas

[Bobby Bucks]

I think you need to re-watch Lonesome Dove, you were supposed to come back to Texas after you got all those rustled cattle up there.

What concerns me is Tim is a lot like Woodrow Call and he seems to think I’m a lot like Jake Spoon, we know how that partnership turned out.

 

[Mike Ault]

What concerns me is Tim is a lot like Woodrow Call and he seems to think I’m a lot like Jake Spoon, we know how that partnership turned out.

Yeah, I figured you were the kind of guy to make Lori all those promises then leave her by the side of the river in Indian country to go drink and gamble. Don't worry, Fernando watched her for you. You can come back as far as the Panhandle at least, no hanging trees up here so Tim stays considerably south to ply his trade. I'll even ship some extra batteries West for Fernando's Tesla and get you two reunited!

 

[alebrewer]

Tarrant County has the highest rate of peckerwoods and candy asses in the nation

Not saying Tarrant county doesn't have a few of each of those groups, but I'd suspect the higher ratios of said group(s) would be in areas where there is more influx from other parts of the country. Tarrant county is definitely still cowboy country - albeit a lot of urban cowboys...

 

[Alsie35]

Don't know what to say. In the Panhandle about half the FHA orders I get have a crawlspace (houses built <1960) and we have quite a few ceramic tile roofs as well (mostly Spanish-style homes). For new construction it's all granite, slab and composition (95%) or some sort of metal/tile roof option.

I am working off a very small 3-week sample of data, and I have not done any new constructions. I expect the % to change as I go along. Just posting my impressions as I go along.

 

[Bobby Bucks]

Not saying Tarrant county doesn't have a few of each of those groups, but I'd suspect the higher ratios of said group(s) would be in areas where there is more influx from other parts of the country. Tarrant county is definitely still cowboy country - albeit a lot of urban cowboys...

I was just rattling Tim’s cage.

 

[Tim Hicks (Texas)]

I was just rattling Tim’s cage.

Yeah, I haven't called anybody a candy *** ever since the "kinder, gentler" forum was demanded. I miss those days. Now I just say, "whine bags."

And I was called a "peckerwood" for not addressing the man at the table when discussing the house with the lady that answered the door. Her name was the only name on the order and tax rolls. I thought he was just guest. He straightened me out for about ten minutes. It did not matter how much I apologized or nice I had been before or after.

I still don't believe Bobby is in North Dakota, he is roaming northern Tarrant County for sure, maybe running a meth lab in Wise county.

 

[monicalight]

Also, we don't have underwriters asking for pictures of CO2 detectors, smoke detectors or water heater straps. Californy underwriters seem to think it is required across the nation. CO2 detectors are not mandated by law in Texas. I think they are trying to mandate them, but there would a whole lot of grandfathering on that.

I just had one that was kicked back for that very thing from a CA UW. she sent me this: "Per Texas law on this and Section 92.255 specifies where the smoke detectors shall be installed “outside, but in the vicinity of each separate bedroom.” That said, as this is a requirement for Texas the appraiser should address it."

https://texas.public.law/statutes/tex._prop._code_section_92.255

Texas Property Code​

Sec. 92.255
Installation and Location​

(a)​

A landlord shall install at least one smoke alarm in each separate bedroom in a dwelling unit. In addition:

(1)​

if the dwelling unit is designed to use a single room for dining, living, and sleeping, the smoke alarm must be located inside the room;

(2)​

if multiple bedrooms are served by the same corridor, at least one smoke alarm must be installed in the corridor in the immediate vicinity of the bedrooms; and

(3)​

if the dwelling unit has multiple levels, at least one smoke alarm must be located on each level.

(b)​

If a dwelling unit was occupied as a residence before September 1, 2011, or a certificate of occupancy was issued for the dwelling unit before that date, a smoke alarm installed in accordance with Subsection (a) may be powered by battery and is not required to be interconnected with other smoke alarms, except that a smoke alarm that is installed to replace a smoke alarm that was in place on the date the dwelling unit was first occupied as a residence must comply with residential building code standards that applied to the dwelling unit on that date or Section 92.252 (Application of Other Law; Municipal Regulation)(b).

 

[Tim Hicks (Texas)]

I just had one that was kicked back for that very thing from a CA UW. she sent me this: "Per Texas law on this and Section 92.255 specifies where the smoke detectors shall be installed “outside, but in the vicinity of each separate bedroom.” That said, as this is a requirement for Texas the appraiser should address it."

https://texas.public.law/statutes/tex._prop._code_section_92.255

Texas Property Code​

Sec. 92.255​

Installation and Location​

(a)​

A landlord shall install at least one smoke alarm in each separate bedroom in a dwelling unit. In addition:

(1)​

if the dwelling unit is designed to use a single room for dining, living, and sleeping, the smoke alarm must be located inside the room;

(2)​

if multiple bedrooms are served by the same corridor, at least one smoke alarm must be installed in the corridor in the immediate vicinity of the bedrooms; and

(3)​

if the dwelling unit has multiple levels, at least one smoke alarm must be located on each level.

(b)​

If a dwelling unit was occupied as a residence before September 1, 2011, or a certificate of occupancy was issued for the dwelling unit before that date, a smoke alarm installed in accordance with Subsection (a) may be powered by battery and is not required to be interconnected with other smoke alarms, except that a smoke alarm that is installed to replace a smoke alarm that was in place on the date the dwelling unit was first occupied as a residence must comply with residential building code standards that applied to the dwelling unit on that date or Section 92.252 (Application of Other Law; Municipal Regulation)(b).

Yes, but never in 30 years have I been required to provide pictures of the smoke detectors...except for that one California underwriter.

 

[Mike Ault]

Yes, but never in 30 years have I been required to provide pictures of the smoke detectors...except for that one California underwriter.

Evidence of smoke detectors is not required to transfer title in Texas and the vast majority of lenders who underwrite loans here are aware of that. I have more inquiries from underwriters demanding prior sales prices because they just don't understand the concept of "nondisclosure states".

 

[Tim Hicks (Texas)]

Evidence of smoke detectors is not required to transfer title in Texas and the vast majority of lenders who underwrite loans here are aware of that. I have more inquiries from underwriters demanding prior sales prices because they just don't understand the concept of "nondisclosure states".

I have had them provide me with deeds wanting me to change the prior sales price and had to point out the number they are reading is the loan amount and not a sales price. Of course, this is usually two months later.